Personal Loan for Wedding- Make Your Dream Celebration a Reality
Exclusive Wedding Loan Offers
No Collateral Needed
Quick Disbursal for urgent marriage loan
Why Choose Kreditbazar for a Loan for a Wedding?
We partner with top lenders and NBFCs to provide fast, flexible, and customised loans.
Exclusive Wedding Loan Offers from Top Lenders
We’ve partnered with the most reliable lenders and NBFCs in India to offer wedding-specific personal loan plans. Whether it’s for venue booking, catering, jewellery, or honeymoon travel, you’ll find a tailored solution with competitive rates and fast approvals.
Fast Approvals & 24-48 Hour Disbursal
Your wedding plans shouldn’t wait, and neither should your funds. Our partner lenders ensure super-quick approvals, with most loans disbursed within 24-48 hours, so your celebration goes on without a hitch.
Minimal Documentation – Easy Process
No long queues, no complex paperwork. Just share basic KYC documents, bank statements, and income proof. Our seamless process ensures minimum hassle and maximum convenience.
High Loan Amounts for Grand Celebrations
From intimate ceremonies to lavish affairs, our lenders offer wedding loans ranging from ₹50,000 to ₹25 lakhs, depending on your profile. You dream it — we help you fund it.
100% Transparency, Zero Hidden Charges
At Kreditbazar, clarity and trust are non-negotiable. You’ll know every detail — interest rates, processing fees, EMI terms — upfront. No surprise deductions. No hidden charges.
Weddings of All Budgets, One Simple Loan
Whether it’s a small traditional function or a destination wedding, we’ll help you finance every aspect — decoration, photography, gifts, outfits, mehendi, and more — all under one simple loan.
Are There Any Fees Involved in a Wedding Loan?
Yes, a small processing fee may be charged by lenders. But don’t worry — we ensure it’s mentioned upfront, with zero hidden costs.
| Fee Type | Amount |
|---|---|
| Rate Of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charge | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Pre-Clouser Charges | Nil |
Know Loan Criteria, Apply Confidently!
Quick and Simple Requirements to Avail a Personal Loan through Kreditbazar
NBFC Loan Criteria for Salaried
Eligibility Criteria -
Age Range: 21 to 55 years
Monthly Income: ₹15,000 & above (Reflected in bank statement)
Job Duration: Min. 1 year
Nationality: Indian
Documents Required -
Identity Proof : Passport / Aadhaar card / PAN card / Driver's license
Selfie : A clear picture of yours with proper lighting
Address Proof : Passport / Rent agreement / Utility bills / Voter’s ID
Proof of Income : Bank statements / Salary slips (3 months) / Form 16
NBFC Loan Criteria for Self-Employed
Eligibility Criteria -
Age Range: 21 to 55 years
Monthly Income: ₹15,000 & above (Reflected in bank statement)
Business Duration: Min. 1 year
Nationality: Indian
Documents Required -
Identity Proof : Passport / Aadhaar card / PAN card / Driver's license
Selfie : A clear picture of yours with proper lighting
Address Proof : Passport / Rent agreement / Utility bills / Voter’s ID
Proof of Income : Bank statements / Minimum 3 Year IT Return
Choose a Loan As Per Your Needs
Looking for the right plan? Find the best Loan option based on your budget and needs. Apply easily using an Aadhaar Card and pay in flexible EMIs.
Travel
Education
Emergency
Shopping
Wedding
Low Salary
Maternity
Gifting
Home Renovation
FAQs about a Loan for a Wedding
Find answers to common queries about loans for Marriage, including eligibility, application process, fees, and more.
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Who can apply for a wedding loan?
Any Indian citizen aged 21-60 with a stable income and valid documents can apply, whether salaried or self-employed.
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What expenses are covered in a wedding loan?
Venue, catering, outfits, jewellery, makeup, travel, decoration, gifts, honeymoon — almost every wedding-related cost is covered!
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Can I get a loan if I don’t have a high income?
Yes! You can still apply with co-applicants (like parents or spouse) to increase your loan eligibility.
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What is the interest rate on wedding loans?
Interest rates typically range between 10% to 18%, depending on your profile, credit score, and loan amount.
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Is a CIBIL score important for wedding loans?
Yes, a good CIBIL score (700+) improves your chances of getting better offers and interest rates.
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Can I prepay or close my loan early?
Yes. Most lenders allow foreclosure or part-payment with minimal charges. Be sure to check lender terms before signing.
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How long does it take to get a wedding loan approved?
With Kreditbazar’s lending partners, most wedding loans are approved within 24 to 48 hours, provided all documents are in order.
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Can I apply for a wedding loan online?
Yes, you can easily apply online via Kreditbazar. Just fill out a short form, upload basic documents, and get instant offers from multiple lenders.
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What is the repayment tenure for a wedding loan?
Repayment tenures usually range from 12 to 60 months. You can choose a duration that suits your budget and EMI affordability.
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Is collateral required for a wedding loan?
No. Wedding loans are unsecured personal loans, so you don't need to provide any collateral or a guarantor.
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Can I get a wedding loan with a low credit score?
Yes, but the loan amount might be lower, and the interest rate could be higher. Alternatively, adding a co-applicant with a strong credit profile can help.
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Will taking a wedding loan affect my credit score?
Only if you miss EMIs. Otherwise, timely repayment of your wedding loan can improve your credit score over time.
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Can NRIs apply for a wedding loan in India?
Currently, most lenders offer wedding loans to Indian residents only. However, if your co-applicant is an Indian resident, some options may be available.
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Can I use the loan amount for honeymoon expenses?
Yes! Wedding loans are flexible — you can use the funds for honeymoon travel, hotel bookings, visa fees, or international trips.
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Are there any tax benefits on wedding loans?
No, wedding loans do not offer tax benefits under Indian tax laws, as they are considered personal loans for non-essential expenses.
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Can I take multiple loans for wedding expenses?
While it’s possible, it's advisable to opt for a single consolidated loan to avoid multiple EMIs and a higher debt burden.
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Can both the bride and the groom apply separately for loans?
Yes, if both meet the eligibility criteria, they can individually apply to manage different expenses of the wedding.
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What happens if I miss an EMI?
Missing an EMI can negatively impact your CIBIL score and attract late payment penalties. Always inform your lender in advance if there’s a delay.
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Do I need to submit wedding proof to get a loan?
No. Lenders generally don’t require wedding proof. You just need to meet the eligibility criteria and provide basic financial documents.
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Can I apply for a loan close to my wedding date?
Yes! Since most loans are disbursed within 1–2 days, you can apply even just before your wedding. However, it's better to plan early to avoid last-minute stress.
