To apply, visit the Kreditbazar website, fill out the online application form, and upload the required documents. Our NBFC partners will review your profile and provide instant approval.

Kreditbazar offers personal loans of up to ₹2,00,000 for individuals earning a ₹30,000 monthly salary.

You need to provide identity proof (Aadhaar card, PAN card, or passport), address proof, recent salary slips, and bank statements from the past three months.

Yes, you can use Kreditbazar’s EMI calculator to estimate your monthly repayments based on the loan amount, interest rate, and tenure.

Kreditbazar offers flexible EMI plans through its NBFC partners, ensuring repayments align with your financial capacity.

A minimum credit score of 650 is recommended for higher approval chances. However, Kreditbazar’s partners may approve loans with a slightly lower score based on other criteria.

Yes, Kreditbazar caters to salaried employees, including those working in private sector companies, provided they meet the eligibility criteria.

No, the loans offered are unsecured, meaning you don’t need to provide any collateral or guarantor.

Once approved, the loan amount is typically disbursed within 24–48 hours, ensuring quick access to funds for urgent needs.

The interest rate depends on the NBFC partner and your credit profile. Kreditbazar ensures competitive rates tailored for ₹30,000 salary earners.

Yes, most NBFCs partnered with Kreditbazar allow prepayment of personal loans. However, prepayment charges may apply based on the lender’s policy.

The loan tenure can range from 12 months to 60 months, giving you the flexibility to choose a repayment plan that suits your needs.

Yes, processing fees typically range from 1% to 3% of the loan amount. Kreditbazar ensures transparency in all charges during the loan application process.

Yes, you can apply for a joint loan. Adding a co-applicant, such as your spouse, may improve your chances of getting a higher loan amount.

Missing an EMI can result in penalties and may affect your credit score. It’s important to inform your lender in advance if you face financial difficulties.

Yes, some NBFCs offer loans to individuals without a credit history. However, the interest rate may be slightly higher for first-time borrowers.

The loan amount is determined based on your monthly income, credit score, existing liabilities, and the lender’s criteria.

Yes, personal loans are multi-purpose and can be used for business needs, such as expanding operations or managing cash flow.

If your application is rejected, you can improve your credit score, reduce existing debts, or address the reason for rejection before reapplying.