Access loans of up to ₹5,00,000 quickly, tailored for individuals earning ₹50,000 per month.
Quick Loan Approval
Easy Online Application
Rapid Fund Transfer
Features and Benefits of ₹50,000 Salary Personal Loan
For individuals earning ₹50,000 per month, Kreditbazar’s trusted NBFC partners provide personal loans up to ₹5,00,000, helping you meet your financial needs and goals.
Quick Personal Loan Approval
With Kreditbazar’s extensive network of reliable NBFCs, getting approval for loans up to ₹5,00,000 is a fast process, giving ₹50,000 salary earners quick access to funds.
Apply for a Loan Conveniently from Home
No more lengthy paperwork! Thanks to Kreditbazar’s easy online application process, ₹50,000 salary earners can apply for personal loans from the comfort of their homes.
Simple and Hassle-Free Application Process
With minimal documentation requirements, Kreditbazar ensures a smooth and quick loan application process for ₹50,000 salary earners, making it accessible and hassle-free.
Unsecured Loans Without Collateral
Kreditbazar offers unsecured personal loans up to ₹5,00,000, so ₹50,000 salary earners can secure a loan without needing to pledge any assets.
Fast Loan Disbursal
Once approved, the funds are transferred quickly to your bank account, allowing ₹50,000 salary earners to address financial needs without delay.
Flexible Repayment Plans
With a variety of EMI options, Kreditbazar’s partnered NBFCs offer repayment plans that are well-suited to the financial capacity of ₹50,000 salary earners.
Use Our EMI Calculator for ₹50,000 Salary Loans
Easily plan your monthly loan repayments with our EMI calculator, designed to help ₹50,000 salary earners manage their loan payments efficiently and comfortably.
Loan EMI
₹ 24,959
Total Interest Payable
₹ 34,90,279
Total Payment
(Principal + Interest)
₹ 59,90,279
Your monthly instalment:
₹888
Quick & Swift Steps for your ₹50,000 salary personal loan
Enabling you to traverse our digital delight with pace and ease
Easy Registration
Start off your loan process by sharing your basic details.
Eligibility Check
Access system-generated pre-approved offer based on your details.
Buy Subscription
Proceed with our digital services through our benefits-studded subscription.
Apply via Login Link
Access your loan login link to complete your loan application process.
Where to Use Your ₹50,000 Salary Personal Loan
A personal loan for ₹50,000 salary from Kreditbazar can be utilized for various purposes, including:
Fees & Interest Rates for ₹50,000 Salary Personal Loan
Kreditbazar offers access to personal loans with competitive interest rates and transparent fee structures. By partnering with multiple NBFCs, we offer loan options specifically designed for ₹50,000 salary earners, ensuring affordable repayment plans.
| Fee Type | Amount |
|---|---|
| Rate Of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charge | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Pre-Clouser Charges | Nil |
Documents Required for ₹50,000 Salary Personal Loans
A personal loan for ₹50,000 salary from Kreditbazar can be utilized for various purposes, including:
Identity Proof
Passport/Aadhaar card/ PAN card/driver's license
A Selfie
A clear picture of yours with proper lighting
Address Proof
Passport/rent agreement/ utility bills/voter’s ID
Proof Of Income
Bank statements/salary slips for the last 3 months
Eligibility Criteria for ₹50,000 Salary Personal Loan
To qualify for a personal loan through Kreditbazar’s NBFC partners, you must meet the following requirements:
Age
Above 21 and below 55 years
Minimum In-Hand Salary
Metropolitan Cities: ₹50,000 | Non-Metropolitan Cities: ₹45,000
Resident
A resident of India
FAQs on ₹50,000 Salary Personal Loan
Get Answers to All Your Questions About Applying for and Managing a ₹50,000 Salary Personal Loan.
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What is the maximum loan amount I can get with a ₹50,000 salary?
With a ₹50,000 salary, you can avail personal loans of up to ₹10,00,000, depending on your credit score and eligibility.
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How quickly can I get a personal loan with a ₹50,000 salary?
Kreditbazar ensures a fast approval process, with loans often disbursed within 24-48 hours after approval.
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Can I get a personal loan with a ₹50,000 salary without collateral?
Yes, personal loans offered by Kreditbazar’s partners are unsecured, meaning you don’t need to provide collateral.
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What is the interest rate for a ₹50,000 salary personal loan?
The interest rate varies but typically starts from 10% per annum, depending on your eligibility and credit profile.
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What documents are needed for a ₹50,000 salary personal loan?
You need identity proof, address proof, and income proof (bank statements or salary slips) for the last three months.
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Am I eligible for a personal loan with a ₹50,000 salary if I have a low credit score?
While having a higher credit score improves your chances, you may still qualify based on other factors like income stability and employer profile.
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Can I repay a ₹50,000 salary personal loan early?
Yes, early repayment options are available, though prepayment charges may apply based on your loan agreement.
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What is the loan tenure for a ₹50,000 salary personal loan?
Loan tenures typically range from 12 months to 60 months, offering flexibility to choose based on your repayment capacity.
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Can I apply for a ₹50,000 salary loan online?
Yes, you can apply online through Kreditbazar’s platform, which connects you with trusted NBFC partners.
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What are the repayment options for a ₹50,000 salary personal loan?
Flexible EMI options are available, allowing you to choose a repayment plan that aligns with your financial goals.
