Apply for Personal Loan with ₹15,000 Salary and Get Instant Approval

Avail loans up to ₹1,50,000 instantly

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Hassle-free documentation process

personal loan by salary

Features and Benefits of ₹15,000 Salary Personal Loan

Earning ₹15,000 per month? Get personal loans up to ₹2 lakh through Kreditbazar’s NBFC partners.

Fast Personal Loan Approval

Kreditbazar, in collaboration with trusted NBFCs, ensures fast approval for personal loans up to ₹2,00,000, helping individuals with a ₹15,000 salary meet their urgent financial needs.

Apply for a Loan Easily, Anytime

Forget about complicated paperwork! With Kreditbazar’s user-friendly online platform, applying for a personal loan with ₹15,000 monthly income is quick and easy, all from the comfort of your home.

Hassle-Free Loan Application

Kreditbazar offers a simple application process with minimal documentation, making it effortless for ₹15,000 salary earners to access personal loans with ease.

Get Unsecured Loans Without Collateral

No collateral is required! Kreditbazar’s NBFC partners offer unsecured personal loans up to ₹2,00,000, so ₹15,000 salary earners can access funds without risking their assets.

Fast Loan Disbursal to Your Account

Once your loan is approved, funds are quickly credited to your account, allowing ₹15,000 salary earners to manage their financial requirements without delay.

Flexible Repayment Plans

Choose repayment options that fit your budget. Kreditbazar’s partnered NBFCs offer flexible EMIs, ensuring ₹15,000 salary earners can comfortably manage their loan repayment.

Fees & Interest Rates for ₹15,000 Personal Loan

Kreditbazar provides access to personal loans with competitive interest rates and transparent fees. Since we partner with multiple NBFCs, you can choose from a variety of loan offers that suit your financial requirements.

Fee Type Amount
Rate Of Interest Starting from 16% p.a. on a reduced balance basis
Processing Fee Starting from 2% of the loan amount plus GST
Tenure 3 to 36 months
APR Starting from 18%
Bounce Charge ₹500 plus GST
Late Payment Charges ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount
Stamp Duty 0.1% of the loan amount
Mandate Rejection Charges ₹250 plus GST
Pre-Clouser Charges Nil

Know Loan Criteria, Apply Confidently!

Quick and Simple Requirements to Avail a ₹15,000 Personal Loan through Kreditbazar

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NBFC Loan Criteria for Salaried

Eligibility Criteria -

Age : Above 21 years and below 55 years

Minimum Salary : ₹15,000 Monthly

Stability : Minimum 1 Year Job Stability

Resident : Resident of India

Documents Required -

Identity Proof : Passport / Aadhaar card / PAN card / Driver's license

Selfie : A clear picture of yours with proper lighting

Address Proof : Passport / Rent agreement / Utility bills / Voter’s ID

Proof of Income : Bank statements / Salary slips (3 months) / Form 16

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NBFC Loan Criteria for Self-Employed

Eligibility Criteria -

Age : Above 21 years and below 55 years

Minimum Income : ₹15,000 Monthly

Stability : Minimum 1 Year Business Stability

Resident : Resident of India

Documents Required -

Identity Proof : Passport / Aadhaar card / PAN card / Driver's license

Selfie : A clear picture of yours with proper lighting

Address Proof : Passport / Rent agreement / Utility bills / Voter’s ID

Proof of Income : Bank statements / Minimum 3 Year IT Return

Purpose & Uses of Personal Loan

A ₹15,000 Personal Loan through Kreditbazar to Fulfill Your Various Financial Requirements

FAQs on ₹15,000 Salary Personal Loan

Get Answers to All Your Questions About Applying for and Managing a ₹15,000 Salary Personal Loan.

  • How can I apply for a ₹15,000 salary personal loan through Kreditbazar?

    You can apply online by filling out the application form on the Kreditbazar website, which connects you with our partnered NBFCs.

  • What is the maximum loan amount I can get with a ₹15,000 salary?

    You can avail of personal loans up to ₹2,00,000 with a ₹15,000 monthly salary, depending on your eligibility and the lender's criteria.

  • What are the eligibility criteria for a ₹15,000 salary personal loan?

    You need to be between 21 and 60 years old, a resident of India, and have a minimum monthly salary of ₹15,000 to qualify for a personal loan.

  • Can I get a personal loan without collateral if I have a ₹15,000 salary?

    Yes, Kreditbazar’s partnered NBFCs offer unsecured personal loans, meaning you don’t need to provide any collateral.

  • How long does it take for a ₹15,000 salary personal loan to be approved?

    Loan approval is quick and can take as little as 30 minutes to a few hours, depending on the lender’s process.

  • What is the interest rate for a personal loan with ₹15,000 salary?

    Interest rates for personal loans depend on the lender and your credit profile, but typically range from 10% to 24% annually for a ₹15,000 salary borrower.

  • What documents are required to apply for a ₹15,000 salary personal loan?

    You’ll need basic documents such as proof of identity, address, income (bank statement, salary slip), and a selfie for application approval.

  • Can I apply for a ₹15,000 salary personal loan if I have a low CIBIL score?

    Having a low CIBIL score may impact your chances of approval. However, some NBFCs may offer loans with higher interest rates or ask for a co-applicant.

  • How do I repay my ₹15,000 salary personal loan?

    You can repay the loan through equated monthly installments (EMIs) via post-dated cheques, ECS, or online payments, depending on the lender’s policies.

  • Are there any prepayment or foreclosure charges for a ₹15,000 salary loan?

    Some lenders may charge prepayment or foreclosure fees, but this varies. It’s important to check the terms with the lender before finalizing the loan.

  • Can I apply for a ₹15,000 salary personal loan if I am self-employed?

    Yes, self-employed individuals can apply for a ₹15,000 salary personal loan, provided they meet the required eligibility criteria and documentation.

  • Can I get a ₹15,000 salary personal loan if I have existing loans?

    Yes, you can apply for a personal loan even if you have existing loans. However, the loan amount and interest rate will depend on your overall financial profile.

  • How much EMI will I have to pay for a ₹15,000 salary personal loan?

    The EMI amount will depend on the loan amount, interest rate, and tenure. You can use our EMI calculator to estimate your monthly repayments.

  • Is there a minimum salary requirement for a ₹15,000 salary personal loan?

    Yes, to be eligible for a personal loan through Kreditbazar, your monthly salary must be at least ₹15,000.

  • What can I use a ₹15,000 salary personal loan for?

    You can use the loan for medical expenses, education, home renovations, or any other personal financial needs.

  • Can I apply for a ₹15,000 salary personal loan if I have a bad credit history?

    Yes, but your chances of approval may be lower, and you may have to pay a higher interest rate. Consider checking your CIBIL score before applying.

  • Can I increase my loan amount if I get a ₹15,000 salary loan?

    Loan amounts are typically fixed at the time of approval, but some lenders may offer you the option to increase your loan limit based on repayment history and eligibility.

  • What happens if I miss a payment for my ₹15,000 salary personal loan?

    Missing a payment can result in a penalty fee, and your credit score may be negatively affected. It is important to keep up with your EMI payments to avoid penalties.

  • Can I apply for a ₹15,000 salary loan if I’m a freelancer?

    Yes, freelancers can apply for a ₹15,000 salary loan, but they need to provide proof of income, such as tax returns or bank statements showing regular income.

  • How do I contact Kreditbazar for further assistance?

    You can contact Kreditbazar via email (support@kreditbazar.com) or our customer support helpline (+91 97242 06519) for any assistance regarding your personal loan application.

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