Secure personal loans of up to ₹12,00,000, perfectly tailored for those earning ₹65,000 monthly.
Swift Loan Approvals
Effortless Application Steps
Quick Fund Transfer
Features and Advantages of ₹65,000 Salary Personal Loan
Earning ₹65,000 per month? Kreditbazar’s trusted NBFC partners offer personal loans up to ₹12,00,000, helping you achieve your financial objectives seamlessly.
Instant Loan Approvals
Through Kreditbazar’s partnerships with reputed NBFCs, individuals earning ₹65,000 can get quick approvals for personal loans up to ₹12,00,000, ensuring timely solutions to financial needs.
Convenient Online Application
No need for lengthy paperwork! Kreditbazar offers a straightforward online application process, making it hassle-free for ₹65,000 salary earners to apply from anywhere.
Streamlined and Effortless Process
With minimal documentation required, Kreditbazar ensures a simple and efficient application process, perfectly suited for ₹65,000 salary earners.
No Collateral Required
Access unsecured loans of up to ₹12,00,000 without pledging any assets, making it stress-free for salaried individuals with ₹65,000 income.
Prompt Disbursal of Funds
Once your application is approved, funds are swiftly transferred to your account, enabling you to address urgent financial commitments.
Flexible EMI Options
With adaptable repayment plans, Kreditbazar’s partnered NBFCs allow ₹65,000 salary earners to manage their EMI schedules according to their convenience.
Explore Our EMI Calculator for ₹65,000 Salary Loans
Easily plan your monthly loan repayments with our EMI calculator, designed to help ₹65,000 salary earners manage their loan payments efficiently and comfortably.
Loan EMI
₹ 24,959
Total Interest Payable
₹ 34,90,279
Total Payment
(Principal + Interest)
₹ 59,90,279
Your monthly instalment:
₹888
Quick & Swift Steps for your ₹65,000 salary personal loan
Enabling you to traverse our digital delight with pace and ease
Easy Registration
Start off your loan process by sharing your basic details.
Eligibility Check
Access system-generated pre-approved offer based on your details.
Buy Subscription
Proceed with our digital services through our benefits-studded subscription.
Apply via Login Link
Access your loan login link to complete your loan application process.
Smart Ways to Utilize a ₹65,000 Salary Personal Loan
With a ₹65,000 salary personal loan, you can address various financial needs, such as:
Fees & Interest Rates for ₹65,000 Salary Personal Loan
Kreditbazar offers access to personal loans with competitive interest rates and transparent fee structures. By partnering with multiple NBFCs, we offer loan options specifically designed for ₹65,000 salary earners, ensuring affordable repayment plans.
| Fee Type | Amount |
|---|---|
| Rate Of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charge | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Pre-Clouser Charges | Nil |
Documents Needed for ₹65,000 Salary Personal Loan
To apply for a personal loan with a ₹65,000 salary, you’ll need the following:
Identity Proof
Passport/Aadhaar card/ PAN card/driver's license
A Selfie
A clear picture of yours with proper lighting
Address Proof
Passport/rent agreement/ utility bills/voter’s ID
Proof Of Income
Bank statements/salary slips for the last 3 months
Eligibility Criteria for ₹65,000 Salary Personal Loan
Before applying for a personal loan, make sure you meet these conditions:
Age
Above 21 and below 55 years
Minimum In-Hand Salary
Metropolitan Cities: ₹65,000 | Non-Metropolitan Cities: ₹55,000
Resident
A resident of India
FAQs on ₹65,000 Salary Personal Loan
Get Answers to All Your Questions About Applying for and Managing a ₹65,000 Salary Personal Loan.
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How can I apply for a ₹5,00,000 personal loan on a ₹65,000 salary?
To apply for a ₹5,00,000 loan, you can use Kreditbazar’s online platform to submit your application, upload necessary documents, and get instant approval through our partnered NBFCs.
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What is the maximum loan amount available for a ₹65,000 monthly salary?
Kreditbazar offers personal loans of up to ₹12,00,000 for individuals with a ₹65,000 monthly salary, depending on eligibility criteria and creditworthiness.
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Are ₹65,000 salary earners eligible for collateral-free loans?
Yes, Kreditbazar connects ₹65,000 salary earners with NBFCs offering unsecured personal loans, eliminating the need for collateral.
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How quickly can I receive the loan amount?
Once your loan application is approved, the funds are typically disbursed within 24-48 hours, ensuring quick access to finances.
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What documents are required for a ₹65,000 salary personal loan?
The documents include identity proof (Aadhaar card/PAN card), address proof (utility bill/passport), income proof (salary slips), and bank statements for the last three months.
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What interest rates are available for ₹65,000 salary earners?
Kreditbazar’s partnered NBFCs offer competitive interest rates starting from 10.75%, varying based on credit score and repayment history.
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Can I prepay my loan taken on a ₹65,000 salary?
Yes, prepayment options are available, subject to terms and conditions like prepayment charges as per NBFC policies.
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Are there any processing fees for ₹65,000 salary loans?
Yes, a minimal processing fee is charged, typically ranging between 1-2% of the loan amount, depending on the lender.
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What repayment options are available for this loan?
You can choose flexible EMI plans that fit your financial capacity, ranging from 12 to 60 months repayment tenure.
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Does my credit score impact loan approval?
Yes, a strong credit score increases your chances of approval and may lead to better interest rates for your loan.
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Can I apply if I’m new to the job but earn ₹65,000 monthly?
You can apply if you meet the minimum job tenure criteria of 1 year, with at least 6 months at your current job.
