Need a Cash loan quickly? Get in just 3 clicks
Choose from repayment options up to 48 months.
Get your Cash Loan transferred directly to your bank account.
Apply with Minimal Documents.
Why Take an Instant Cash Loan from kreditbazar?
You can apply for a Cash Loan to multiple banks and NBFCs with the help of Kreditbazar.
Instant approval of your Cash Loan*
Our digital-first process means you can apply for your Cash Loan online and get approved in just minutes. Say goodbye to long waits and hello to financial flexibility, no collateral or co-applicant required.
Apply without any Guarantor
Forget the hassle of providing collateral. Our unsecured Cash Loan means you can apply without the need for a guarantor or co-applicant, making the borrowing process simpler than ever.
Minimal Documentation for Fast Processing
We know that complicated paperwork can slow you down. That’s why our application is streamlined to require only essential documentation, making the process as smooth and hassle-free as possible. It is processed swiftly and efficiently.
Disbursement Within Minutes*
Once approved, your funds are disbursed quickly so you can seize opportunities or cover unexpected expenses without delay. With a focus on efficiency, we ensure your Cash Loan arrives right when you need it.
Flexible EMI Options for your Cash Loan
Our customizable EMI plans are designed to fit your cash flow, offering you the freedom to choose a repayment schedule that suits your financial needs. This way, managing your loan becomes a stress-free part of your journey.
100% Online Process
Enjoy the convenience of a fully digital experience. From application to fund disbursement, every step of your Cash Loan journey is managed online, ensuring a seamless and stress-free process.
Are there any Fees Involved in your Instant Cash Loan?
Understand the Costs Involved in Your Cash Loan.
| Fee Type | Amount |
|---|---|
| Rate Of Interest | Starting from 16% p.a. on a reduced balance basis |
| Processing Fee | Starting from 2% of the loan amount plus GST |
| Tenure | 3 to 36 months |
| APR | Starting from 18% |
| Bounce Charge | ₹500 plus GST |
| Late Payment Charges | ₹500 plus GST or 3% of the total loan amount, whichever is higher as per the overdue amount |
| Stamp Duty | 0.1% of the loan amount |
| Mandate Rejection Charges | ₹250 plus GST |
| Pre-Clouser Charges | Nil |
Know Loan Criteria, Apply Confidently!
Quick and Simple Requirements to Avail a Personal Loan through Kreditbazar
NBFC Loan Criteria for Salaried
Eligibility Criteria -
Age Range: 21 to 55 years
Monthly Income: ₹15,000 & above (Reflected in bank statement)
Job Duration: Min. 1 year
Nationality: Indian
Documents Required -
Identity Proof : Passport / Aadhaar card / PAN card / Driver's license
Selfie : A clear picture of yours with proper lighting
Address Proof : Passport / Rent agreement / Utility bills / Voter’s ID
Proof of Income : Bank statements / Salary slips (3 months) / Form 16
NBFC Loan Criteria for Self-Employed
Eligibility Criteria -
Age Range: 21 to 55 years
Monthly Income: ₹15,000 & above (Reflected in bank statement)
Business Duration: Min. 1 year
Nationality: Indian
Documents Required -
Identity Proof : Passport / Aadhaar card / PAN card / Driver's license
Selfie : A clear picture of yours with proper lighting
Address Proof : Passport / Rent agreement / Utility bills / Voter’s ID
Proof of Income : Bank statements / Minimum 3 Year IT Return
Choose a Cash Loan by your needs
Find the best Cash loan based on your needs. Apply and fulfill your needs.
Travel
Education
Emergency
Shopping
Wedding
Low Salary
Maternity
Gifting
Home Renovation
FAQs about Quick Cash Loan
Find answers to common queries about quick cash loans, including eligibility, application process, fees, and more.
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What is a cash loan?
A cash loan is a type of personal loan where funds are disbursed directly to the borrower, typically without requiring collateral. It is designed for short-term financial needs and can be repaid in installments.
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Who is eligible for a cash loan?
Eligibility criteria include being a resident of India, aged between 21-80 years, having a minimum monthly income (e.g., ₹25,000), and holding a good credit score (e.g., CIBIL score of 650 or higher).
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What documents are required to apply for a cash loan?
Commonly required documents include KYC documents (ID proof, address proof), salary slips, bank account statements, and sometimes tax-related documents like Form-16.
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How much money can I borrow with a cash loan?
The loan amount depends on factors like your salary, credit score, and lender policies. For example, some lenders allow borrowing up to 300% of your net monthly salary for certain terms.
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Can I get a cash loan if my salary is paid in cash?
Most digital lenders require salaries to be credited via bank transfer for verification purposes. Salaries paid in cash may not qualify.
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What is the typical tenure for cash loans?
Loan tenures generally range from 12 months to 60 months, depending on the lender's terms.
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Can I repay my loan early?
Yes, early repayment is allowed by most lenders but may incur an early repayment fee as compensation for lost interest earnings.
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How do I repay my cash loan?
Repayment methods include direct debit, standing orders, or online payments through your bank account.
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Can I change the loan amount after approval?
No, once the loan application is approved and finalized, you cannot alter the loan amount or terms.
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What happens if I miss an EMI payment?
Missing payments can lead to penalties, increased interest rates, and negative impacts on your credit score.
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What are the interest rates on cash loans?
Interest rates vary by lender and tenure. For example, monthly interest rates can range from 2.88% to 3% for certain plans.
