Quick answer: The IFSC is BARB0BUPGBX. Verified on RBI & Uttar Pradesh Gramin Bank (last checked 19 Aug 2025). (Source: Reserve Bank of India, upgbank.com)
The Baroda Uttar Pradesh Gramin Bank IFSC Code (BARB0BUPGBX) is a crucial banking identifier that facilitates seamless digital transactions across India. This comprehensive guide provides everything you need to know about this vital banking code, from its structure and usage to practical applications for customers throughout Uttar Pradesh and beyond.
Whether you’re a rural customer in Uttar Pradesh transferring funds, verifying branch details, or navigating the recent merger, this article covers everything in detail. Let’s dive in with a smooth, easy-to-follow structure.
Introduction to Baroda UP Gramin Bank and Its IFSC Code
Baroda UP Gramin Bank, also known as Baroda Uttar Pradesh Gramin Bank, is a prominent regional rural bank (RRB) sponsored by Bank of Baroda. It serves primarily rural and semi-urban areas in Uttar Pradesh, focusing on financial inclusion, agricultural loans, and basic banking services for farmers, small businesses, and low-income households. Established to promote rural development, the bank operates across multiple districts, offering services like savings accounts, loans, and digital banking.
The IFSC code (Indian Financial System Code) is a crucial 11-digit alphanumeric identifier used for electronic fund transfers in India, such as NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service). For Baroda UP Gramin Bank, the standard IFSC code across all branches is BARB0BUPGBX. This unique setup—unlike commercial banks, where each branch has a distinct code—simplifies transactions for customers, as the bank uses a centralised system for electronic payments.
Why is this important? In a country like India, where rural banking is key, knowing the correct “Baroda UP Gramin Bank IFSC code” ensures quick, error-free money transfers. Recent developments, including the bank’s amalgamation into Uttar Pradesh Gramin Bank effective May 1, 2025, have not changed the IFSC code yet—customers will be notified of any updates via official channels.
History and Evolution of Baroda UP Gramin Bank
Baroda UP Gramin Bank was formed on April 1, 2010, through the amalgamation of three earlier RRBs: Raebareli Kshetriya Gramin Bank, Sultanpur Kshetriya Gramin Bank, and Faizabad Kshetriya Gramin Bank. Sponsored by Bank of Baroda, it is headquartered in Raebareli, Uttar Pradesh, and expanded to over 1,000 branches across 30+ districts, including Raebareli, Faizabad (now Ayodhya), Allahabad (now Prayagraj), Fatehpur, Pratapgarh, and more.
The bank played a vital role in rural upliftment, providing affordable credit for agriculture, micro-enterprises, and women’s self-help groups. By 2024, it had a strong network supporting schemes like Pradhan Mantri Jan Dhan Yojana and Atmanirbhar Bharat.
Recent amalgamation – what changed (May 1, 2025)
In line with the Indian government’s “One State, One RRB” policy to streamline operations and enhance efficiency, Baroda UP Gramin Bank merged with Aryavart Bank and Prathama UP Gramin Bank to form the new Uttar Pradesh Gramin Bank effective May 1, 2025. This merger, notified by the Government of India on April 7, 2025, aims to create a stronger entity with wider reach, better technology, and improved services.
Key impacts:
- No immediate changes for customers: Account numbers, balances, loans, and fixed deposits remain the same.
- IFSC and MICR codes: Currently unchanged—still BARB0BUPGBX for Baroda UP Gramin Bank customers. Any future updates will be announced by September 30, 2025, via the bank’s website, SMS, or branches.
- Head Office: The new bank is sponsored by Bank of Baroda (with inputs from Bank of India and Punjab National Bank for merged entities), but specific head office details post-merger are at Raebareli for legacy Baroda UP operations.
- Benefits: Expanded branch network (over 2,000 branches), advanced digital tools, and seamless access to government schemes.
If you’re searching for “Baroda UP Gramin Bank merger details,” rest assured—the transition is customer-friendly, with no need to close or open new accounts.
What is an IFSC Code? Breaking It Down for Baroda UP Gramin Bank
The Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI) to every bank branch in the country. This unique code serves as a digital address for banks, ensuring accurate routing of electronic fund transfers.
IFSC Code Structure Explained
The IFSC code follows a standardised 11-character format:
| Position | Characters | Meaning | Example (BARB0BUPGBX) |
| 1-4 | Bank Code | Identifies the bank | BARB (Bank of Baroda) |
| 5 | Zero | Reserved for future use | 0 |
| 6-11 | Branch Code | Identifies a specific branch | BUPGBX (Baroda UP Gramin Bank) |
For Baroda UP Gramin Bank, the code BARB0BUPGBX is uniform across all branches, making it easier for rural users who might not have branch-specific details handy. This is common in some RRBs to centralise transactions at the head office level.
Associated codes:
- MICR Code: Magnetic Ink Character Recognition, used for cheque processing. For example, 229454002 for Raebareli head office.
- SWIFT Code: For international transfers, use Bank of Baroda’s SWIFT (BARBINBBXXX), as RRBs route through sponsors.
Semantic tip: If you’re looking for “Baroda UP Gramin Bank IFSC code meaning,” this breakdown ensures you understand its role in secure banking.
Importance of Baroda UP Gramin Bank IFSC Code in Daily Banking
The IFSC code is essential for:
- Electronic Transfers: NEFT for small amounts (up to ₹2 lakh per transaction), RTGS for larger sums (minimum ₹2 lakh), and IMPS for instant 24/7 transfers.
- Government Schemes: Linking for subsidies under PM Kisan, MGNREGA, or pensions.
- Online Banking: Paying bills, recharging, or transferring salaries via apps like BHIM or Google Pay.
- Loan Repayments: Auto-debits for agricultural or personal loans.
For Indian audiences, especially in Uttar Pradesh villages, a wrong IFSC can delay funds, critical for farmers during the harvest season. Post-merger, using the correct “Baroda UP Gramin Bank IFSC code for NEFT” ensures continuity.
How to Use IFSC Codes for Transactions
Digital Payment Systems Supported
The Baroda UP Gramin Bank IFSC code enables transactions through multiple electronic payment systems:
1. NEFT (National Electronic Funds Transfer)
- Processing: Operates on a Deferred Net Settlement basis with hourly batches
- Timing: Available during banking hours with scheduled settlements
- Usage: Ideal for regular fund transfers
2. RTGS (Real-Time Gross Settlement)
- Processing: Real-time individual transaction processing
- Minimum Amount: Rs. 2 lakhs and above
- Speed: Immediate settlement
3. IMPS (Immediate Payment Service)
- Availability: 24×7 service, including holidays
- Methods: Can use MMID & Mobile Number or Account Number & IFSC
- Speed: Instant fund transfer
Transaction Process
When initiating a fund transfer, you’ll need:
- Recipient’s Account Number
- Recipient’s Name
- IFSC Code (BARB0BUPGBX for Baroda UP Gramin Bank)
- Bank Name and Branch Details
How to Find Baroda UP Gramin Bank IFSC Code: Step-by-Step Methods
Finding the IFSC is straightforward. Here’s every method prioritised for ease:
- Official Website Method:
- Visit https://barodaupbank.in/ (or the new https://upgbank.com/ post-merger).
- Go to the “Branch Locator” or “IFSC Finder” section.
- Enter your district or branch name— the code BARB0BUPGBX will appear.
- Bank of Baroda IFSC Finder Tool:
- Head to https://www.bankofbaroda.in/locate-us/ifsc-finder.
- Select “Regional Rural Banks” > “Baroda Uttar Pradesh Gramin Bank.”
- Search by state (Uttar Pradesh) and district—confirms BARB0BUPGBX.
- Mobile Banking App:
- Download the “BUPB M-Tarang” app from the Play Store/App Store.
- Log in and check the “Branch Details” or “Fund Transfer” section.
- Chequebook or Passbook:
- Look at the front page of your chequebook—IFSC is printed there.
- Third-Party Websites:
- Use RBI’s official list or sites like Razorpay, ClearTax, or Wise—search “Baroda UP Gramin Bank IFSC code” to get BARB0BUPGBX.
- Customer Care:
- Call toll-free 1800-180-0225 or branch-specific numbers.
- Email: support@barodaupbank.in.
- Branch Visit:
- Go to your nearest branch for printed details.
Post-merger tip: Check for updates on “Uttar Pradesh Gramin Bank IFSC code changes” via SMS alerts.
Complete List of Baroda UP Gramin Bank Branches with IFSC Codes
Baroda UP Gramin Bank has branches in key Uttar Pradesh districts. Since the IFSC is uniform (BARB0BUPGBX), we’ve listed branches by region with addresses and contacts for completeness. This is more detailed than most articles, compiled from multiple sources.
Allahabad (Prayagraj) Region Branches (Partial List for Illustration; Over 70 Branches)
- Akorah (Bak): Village Akorah, Karchana, Prayagraj. Contact: 731112176. IFSC: BARB0BUPGBX.
- Anapur: Village Anapur, Soraon, Prayagraj. Contact: 731112176. IFSC: BARB0BUPGBX.
- Village Andawa PO Sarai Mamrej: Soraon, Prayagraj. Contact: 731112176. IFSC: BARB0BUPGBX.
- Bargaon (Bbg): Bargaon, Prayagraj. Contact: Not available. IFSC: BARB0BUPGBX.
- Bara J (Bbj): Bara J, Prayagraj. Contact: Not available. IFSC: BARB0BUPGBX.
- Deoghat (Bdg): Deoghat, Prayagraj. Contact: Not available. IFSC: BARB0BUPGBX.
- Iseepur (Bip): Iseepur, Prayagraj. Contact: Not available. IFSC: BARB0BUPGBX. (Full list available on official site; contact bank for complete 1,000+ branches pre-merger.)
Raebareli Region Branches
- Head Office Branch: A-1, Civil Lines, Raebareli – 229001. MICR: 229454002. Contact: 18005700. IFSC: BARB0BUPGBX.
- Regional SARB Raebareli: Raebareli. Contact: Not available. IFSC: BARB0BUPGBX.
Fatehpur Region Branches
- Fatehpur Branch: Katra Abdulgani, Kotwali Road, Fatehpur. Email: fatehpur@barodauprrb.co.in. IFSC: BARB0BUPGBX.
Faizabad (Ayodhya) Region Branches
- Lajpat Nagar Branch: Lajpat Nagar, Ayodhya – 224001. IFSC: BARB0BUPGBX.
- Bakerganj (Bbg): Bakerganj, Ayodhya. IFSC: BARB0BUPGBX.
Other Districts (Ambedkar Nagar, Amethi, Bareilly, Kanpur, Kaushambi, Pilibhit, Pratapgarh, etc.)
- Manjhanpur Branch (Kaushambi): Manjhanpur, Kaushambi – 212207. Contact: 7839884659. IFSC: BARB0BUPGBX.
- Ram Laxan Branch (Gorakhpur): Ram Laxan, PO Ram Laxan. MICR: 274725542 (legacy). IFSC: BARB0BUPGBX.
For a full “Baroda UP Gramin Bank branch list with IFSC codes,” visit the official branch locator or download PDFs from government sites. Post-merger, branches will integrate under Uttar Pradesh Gramin Bank.
IFSC vs MICR: Understanding the Difference
| Aspect | IFSC Code | MICR Code |
| Purpose | Electronic fund transfers | Cheque processing |
| Length | 11 characters | 9 digits |
| Format | Alphanumeric | Numeric only |
| Usage | NEFT, RTGS, IMPS | Cheque clearance |
| Scope | India-specific | Universal |
| Example | BARB0BUPGBX | 229454002 |
MICR Code for Baroda UP Gramin Bank
MICR Code: 229454002
- First 3 digits: 229 (City Code – Raebareli)
- Next 3 digits: 454 (Bank Code)
- Last 3 digits: 002 (Branch Code)
Services Offered by Baroda UP Gramin Bank
- Accounts: Savings, Current, Recurring Deposits, Fixed Deposits.
- Loans: Agricultural, Home, Education, MSME loans under schemes like Mudra Yojana.
- Digital Services: Mobile Banking (M-Tarang App), Internet Banking, UPI, AEPS, RuPay Cards, WhatsApp Banking.
- Other: Insurance, Remittances, Financial Literacy Programs.
Post-merger, expect enhanced services like voice mode in apps and higher transaction limits.
Regional Offices
The bank operates through multiple regional offices across Uttar Pradesh:
| Region | Address | Contact |
| Allahabad | 3-D, Tashkent Marg, Allahabad | 9151056202 |
| Amethi | Plot No.837, PO-Gauriganj, Amethi-227409 | 9151056203 |
| Bareilly | Samrath Complex, Pilibhit Road, Bareilly-243001 | 9151056300 |
| Raebareli | Plot No. 2400, Civil Lines, Raebareli – 229001 | 9151072543 |
Digital Banking Services
Mobile Banking Applications
1. BUPB M-Tarang:
- Features: Balance inquiry, fund transfers, passbook access
- Availability: Google Play Store
- Services: NEFT, RTGS, IMPS, cheque services
- Security: Biometric login available
2. Internet Banking:
- Registration: Through the branch application
- Features: Account management, fund transfers, card services
- Limits: Up to Rs. 4 crore annually for retail users
- Security: 256-bit SSL encryption
ATM and Debit Card Services
Card Blocking Services:
- Toll-Free Numbers: 1800-229-779, 09323990644
- Additional: 022-26776701, 022-26776702
- Availability: 24/7 service
Balance Inquiry:
- Missed Call Service: 9986454440
- SMS Banking: Available with a registered mobile number
Online Account Opening Process
Video KYC (V-KYC) Process:
- Eligibility: Indian residents aged 18 and above
- Requirements: Aadhaar and PAN card with matching names
- Process: Completely online with video verification
- Limitations: Single-name accounts only
Required Documents
- Aadhaar Card: For identity and address proof
- PAN Card: Mandatory for all accounts
- Mobile Number: For OTP verification
- Additional: Address proof if the Aadhaar address is incomplete
Transaction Limits and Charges
Internet Banking Limits
| Transaction Type | Per Transaction | Daily | Monthly |
| NEFT | Rs. 5 Lakh | Rs. 10 Lakh | Rs. 50 Lakh |
| RTGS | Rs. 6 Lakh | Rs. 10 Lakh | Rs. 50 Lakh |
| Within Bank | Rs. 2 Lakh | Rs. 4 Lakh | Rs. 25 Lakh |
Transaction Charges
| Amount Range | NEFT | RTGS | IMPS |
| Up to Rs. 10,000 | Rs. 2.50 | Min. 2 Lakhs | Rs. 5.00 |
| Rs. 10,000 – 2 Lakh | Rs. 15.00 | Rs. 26 | Rs. 10.00 |
| Above 2 Lakh | Rs. 25.00 | Rs. 51 | Rs. 15.00 |
Customer Support and Grievance Handling
Contact Numbers
- Customer Support: 1800-180-0225 (10 AM – 5 PM)
- Cyber Fraud: 1930
- ATM Block: 1800-229-779
- APY Subscribers: 1800-889-1030
- Staff Support: 1800-180-0228
Digital Support
Mobile App Support:
- Level 1: bupgb.mconnect@barodauprrb.co.in
- Level 2: it.ho@barodauprrb.co.in
- Level 3: cm.it.ho@barodauprrb.co.in
Contact Information and Customer Support
- Head Office: A-1, Civil Lines, Raebareli – 229001, Uttar Pradesh.
- Toll-Free: 1800-180-0225.
- Email: General: ho@barodauprrb.co.in; Complaints: complaint@barodaupbank.com.
- Website: https://barodaupbank.in/ or https://upgbank.com/ (merger site).
- Grievance Portal: https://barodaupbank.com/cms/complaint.php.
For the “Baroda UP Gramin Bank customer care number,” always use official sources to avoid scams.
Future of Regional Rural Banking
Government Initiatives
The “One State, One RRB” policy represents a significant shift in rural banking:
- Objective: Streamline operations and reduce costs
- Impact: Better service delivery and operational efficiency
- Timeline: Implementation completed by May 2025
Digital Transformation
The bank is continuously upgrading its digital infrastructure:
- UPI Services: Universal payment interface integration
- AEPS Services: Aadhaar Enabled Payment System
- E-Commerce: Online merchant payment solutions
Tips for Safe Banking
1. IFSC Code Safety:
- Always verify IFSC codes before transactions
- Use official bank sources for code verification
- Never share banking credentials with others
2. Mobile Banking Security:
- Keep PIN and mPIN confidential
- Log out completely after use
- Report suspicious activities immediately
3. ATM Card Usage:
- Shield PIN entry from onlookers
- Inspect the ATM for suspicious devices
- Report lost cards immediately
Frequently Asked Questions (FAQs) on Baroda UP Gramin Bank IFSC Code
- What is the IFSC code for Baroda UP Gramin Bank?
It’s BARB0BUPGBX for all branches. - Has the IFSC changed after the 2025 merger?
No, it remains the same until notified. Check the website for updates. - How do I verify the IFSC code?
Use Bank of Baroda’s IFSC finder or call customer care. - Can I use the same IFSC for all branches?
Yes, that’s the bank’s standard setup. - What if my transaction fails due to IFSC?
Double-check the code and recipient details; contact support. - Is there a separate IFSC for IMPS?
No, use BARB0BUPGBX for IMPS, NEFT, and RTGS. - How does the merger affect my account?
No changes; services continue seamlessly.
Conclusion
The Baroda UP Gramin Bank IFSC code (BARB0BUPGBX) serves as a vital link in India’s digital banking ecosystem. Understanding its structure, usage, and importance helps customers navigate modern banking services effectively. With the recent amalgamation into Uttar Pradesh Gramin Bank, customers can expect enhanced services while maintaining the same level of security and reliability in their banking transactions.
As rural banking continues to evolve, the role of IFSC codes in facilitating seamless digital transactions becomes increasingly important. By following best practices and staying informed about banking procedures, customers can safely and efficiently manage their financial transactions using these essential banking identifiers.
Sources
This comprehensive guide is compiled from multiple verified sources to ensure accuracy and completeness:
- Buddy Loan – IFSC Code Guide
- Wise – Bank Details
- ClearTax – IFSC Information
- Uttar Pradesh Gramin Bank Official Website
- Bank of Baroda – Digital Services
- ICICI Bank – IFSC Guide
- Wikipedia – Regional Rural Banks
- Government of India – Banking Notifications
- Uttar Pradesh Gramin Bank — official site / About / Amalgamation notice. UP Gramin Bank
- Razorpay / IFSC listings (confirming BARB0BUPGBX). Razorpay
- RBI IFSC/MICR lookup (official RBI tool reference page). Reserve Bank of India
- Government/news coverage on One State One RRB amalgamations (gazette & coverage). Kanal Sakshi Education
Disclaimer: This information is compiled from publicly available sources and is subject to change. Customers are advised to verify details with their respective bank branches before conducting transactions.
