{"id":3996,"date":"2025-03-29T16:29:05","date_gmt":"2025-03-29T10:59:05","guid":{"rendered":"https:\/\/kreditbazar.com\/blog\/?p=3996"},"modified":"2025-04-05T14:43:21","modified_gmt":"2025-04-05T09:13:21","slug":"sbi-e-%e0%a4%ae%e0%a5%81%e0%a4%a6%e0%a5%8d%e0%a4%b0%e0%a4%be-%e0%a4%b2%e0%a5%8b%e0%a4%a8-50000","status":"publish","type":"post","link":"https:\/\/kreditbazar.com\/blog\/sbi-e-%e0%a4%ae%e0%a5%81%e0%a4%a6%e0%a5%8d%e0%a4%b0%e0%a4%be-%e0%a4%b2%e0%a5%8b%e0%a4%a8-50000\/","title":{"rendered":"SBI E-\u092e\u0941\u0926\u094d\u0930\u093e \u0932\u094b\u0928 50,000: \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e"},"content":{"rendered":"<div class=\"pvc_clear\"><\/div><p id=\"pvc_stats_3996\" class=\"pvc_stats total_only  \" data-element-id=\"3996\" style=\"\"><i class=\"pvc-stats-icon small\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/kreditbazar.com\/blog\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" =0 title=\"\"><\/p><div class=\"pvc_clear\"><\/div>\n<p>SBI E-Mudra Loan 50000 \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092e\u093e\u0932\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0927\u093e\u0928 \u0939\u0948\u0964 \u092f\u0939 \u090b\u0923 (loan) \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e (PMMY) \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u094b \u092c\u093f\u0928\u093e \u0917\u093f\u0930\u0935\u0940 (collateral) \u0915\u0947 \u0928\u090f \u0909\u0926\u094d\u092f\u092e\u093f\u092f\u094b\u0902 (entrepreneurs) \u0915\u094b \u0905\u092a\u0928\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 (kickstart) \u092f\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 (expand) \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0917\u093e\u0907\u0921 \u092e\u0947\u0902, \u0939\u092e \u0938\u0930\u0932 \u0914\u0930 \u0906\u0938\u093e\u0928 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0938\u092d\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u093f\u092f\u093e\u0901 (important information) \u092c\u0924\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e (PMMY) \u0915\u094d\u092f\u093e \u0939\u0948? <\/strong><\/h2>\n\n\n\n<p>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e (PMMY) \u0915\u094b \u092e\u093e\u0928\u0928\u0940\u092f \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u0926\u094d\u0935\u093e\u0930\u093e 8 \u0905\u092a\u094d\u0930\u0948\u0932 2015 \u0915\u094b \u0932\u0949\u0928\u094d\u091a \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 \u092f\u0939 \u0938\u0930\u0915\u093e\u0930\u0940 \u092a\u0939\u0932 (government initiative) \u0939\u0948 \u091c\u093f\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0917\u0948\u0930-\u0915\u093e\u0930\u094d\u092a\u094b\u0930\u0947\u091f, \u0917\u0948\u0930-\u0915\u0943\u0937\u093f (non-corporate, non-farm) \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (micro and small enterprises) \u0915\u094b 10 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0947 \u090b\u0923 (loans up to Rs.10 lakh) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948\u0964 \u092f\u0939 \u092f\u094b\u091c\u0928\u093e \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 (manufacturing), \u0935\u094d\u092f\u093e\u092a\u093e\u0930 (trading), \u0938\u0947\u0935\u093e\u0913\u0902 (services) \u0914\u0930 \u0938\u0902\u092c\u0926\u094d\u0927 \u0915\u0943\u0937\u093f (allied agricultural) \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u093f\u0915 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 (business activities) \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u0928\u093e\u0908 \u0917\u0908 \u0939\u0948\u0964 PMMY \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u090b\u0923 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 (institutions) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0928\u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915 (Commercial Banks)<br><\/li>\n\n\n\n<li>\u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915 (Regional Rural Banks &#8211; RRBs)<br><\/li>\n\n\n\n<li>\u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915 (Small Finance Banks)<br><\/li>\n\n\n\n<li>\u0938\u0939\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 (Cooperative Banks)<br><\/li>\n\n\n\n<li>\u092e\u093e\u0907\u0915\u094d\u0930\u094b \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0938\u0902\u0938\u094d\u0925\u093e\u0928 (Micro Finance Institutions &#8211; MFIs)<br><\/li>\n\n\n\n<li>\u0917\u0948\u0930-\u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0901 (Non-Banking Financial Companies &#8211; NBFCs)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PMMY \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u090b\u0923 \u0915\u0947 \u0935\u0930\u094d\u0917 (Loan Categories Under PMMY)<\/strong><\/h2>\n\n\n\n<p>PMMY \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924, \u090b\u0923 \u0915\u094b \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0940 \u0935\u093f\u0915\u093e\u0938 \u0905\u0935\u0938\u094d\u0925\u093e (growth stage) \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 (funding needs) \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0924\u0940\u0928 \u0935\u0930\u094d\u0917\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0901\u091f\u093e \u0917\u092f\u093e \u0939\u0948:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0936\u093f\u0936\u0941 (Shishu):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>50,000 \u0924\u0915 \u0915\u0947 \u090b\u0923 (Loans up to Rs 50,000)<br><\/li>\n\n\n\n<li>\u092f\u0939 \u0938\u094d\u091f\u093e\u0930\u094d\u091f-\u0905\u092a (start-ups) \u0914\u0930 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u091a\u0930\u0923 \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 (early-stage businesses) \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0939\u0948\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0915\u093f\u0936\u094b\u0930 (Kishore):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>50,001 \u0938\u0947 500,000 \u0924\u0915 \u0915\u0947 \u090b\u0923 (Loans from Rs 50,001 to Rs 500,000)<br><\/li>\n\n\n\n<li>\u092f\u0939 \u0909\u0928 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u0948 \u091c\u094b \u0905\u092a\u0928\u0947 \u0938\u0902\u091a\u093e\u0932\u0928 (operations) \u0915\u094b \u092c\u0922\u093c\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0924\u0930\u0941\u0923 (Tarun):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>500,001 \u0938\u0947 10,00,000 \u0924\u0915 \u0915\u0947 \u090b\u0923 (Loans from Rs.500,001 to Rs.10,00,000)<br><\/li>\n\n\n\n<li>\u092f\u0939 \u0909\u0928 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0939\u0948 \u091c\u094b \u0915\u094d\u0937\u092e\u0924\u093e \u0935\u0943\u0926\u094d\u0927\u093f (capacity expansion) \u092f\u093e \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 (modernization) \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>SBI E-Mudra Loan 50000<\/strong> \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 <strong>\u0936\u093f\u0936\u0941 (Shishu)<\/strong> \u0935\u0930\u094d\u0917 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0906\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u090f \u0914\u0930 \u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 (new and small business ventures) \u0915\u094b \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SBI e-Mudra Loan 50000 INR \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092e\u093e\u0928\u0926\u0902\u0921 (Eligibility Criteria for SBI e-Mudra Loan of 50,000 INR)<\/strong><\/h2>\n\n\n\n<p>\u0907\u0938 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u092e\u093e\u0928\u0926\u0902\u0921 (criteria) \u092a\u0942\u0930\u0947 \u0939\u094b\u0928\u0947 \u091a\u093e\u0939\u093f\u090f:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u092e\u094c\u091c\u0942\u0926\u093e \u0917\u094d\u0930\u093e\u0939\u0915 \u0938\u094d\u0925\u093f\u0924\u093f (Existing Customer Status):<\/strong><strong><br><\/strong> \u0906\u0935\u0947\u0926\u0915 (applicants) \u0915\u0947 \u092a\u093e\u0938 SBI \u092e\u0947\u0902 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u090f\u0915 \u092c\u091a\u0924 (savings bank) \u092f\u093e \u091a\u093e\u0932\u0942 \u0916\u093e\u0924\u093e (current account) \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<br><\/li>\n\n\n\n<li><strong>\u0906\u092f\u0941 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0901 (Age Requirement):<\/strong><strong><br><\/strong> \u0906\u0935\u0947\u0926\u0915 \u0915\u0940 \u0906\u092f\u0941 18 \u0938\u0947 60 \u0935\u0930\u094d\u0937 (18 to 60 years) \u0915\u0947 \u092c\u0940\u091a \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<br><\/li>\n\n\n\n<li><strong>\u0916\u093e\u0924\u093e \u0938\u0915\u094d\u0930\u093f\u092f\u0924\u093e (Account Activity):<\/strong><strong><br><\/strong> \u0916\u093e\u0924\u093e \u0915\u092e \u0938\u0947 \u0915\u092e 6 \u092e\u0939\u0940\u0928\u094b\u0902 (minimum 6 months) \u0938\u0947 \u0938\u0915\u094d\u0930\u093f\u092f \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<br><\/li>\n\n\n\n<li><strong>\u0917\u0948\u0930-\u092e\u094c\u091c\u0942\u0926\u093e \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f (For Non-Existing Customers):<br><\/strong> \u091c\u093f\u0928\u0915\u0947 \u092a\u093e\u0938 SBI \u0916\u093e\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948, \u0935\u0947 \u0928\u093f\u0915\u091f\u0924\u092e \u0936\u093e\u0916\u093e (nearest branch) \u092f\u093e JanSamarth \u092a\u094b\u0930\u094d\u091f\u0932 (<a href=\"http:\/\/www.jansamarth.in\" target=\"_blank\" rel=\"noopener\">www.jansamarth.in<\/a>) \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0911\u0928\u0932\u093e\u0907\u0928 e-Mudra \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u094c\u091c\u0942\u0926\u093e \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0930\u0915\u094d\u0937\u093f\u0924 (reserved) \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<p>\u092f\u0947 \u092e\u093e\u0928\u0926\u0902\u0921 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u092f\u0939 \u090b\u0923 (loan) \u0935\u094d\u092f\u093e\u092a\u0915 \u0930\u0942\u092a \u0938\u0947 \u091b\u094b\u091f\u0947 \u0909\u0926\u094d\u092f\u092e\u093f\u092f\u094b\u0902 (micro-entrepreneurs) \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b, \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u091c\u094b \u092a\u0939\u0932\u0947 \u0938\u0947 SBI \u0915\u0947 \u0938\u093e\u0925 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 (banking) \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u0935\u0947\u0926\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (application process) \u0921\u093f\u091c\u093f\u091f\u0932 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u091a\u093e\u0930\u0942 (seamless) \u0939\u094b \u0938\u0915\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SBI E-Mudra Loan 50000 \u0915\u0947 \u092e\u0941\u0916\u094d\u092f \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0901 (Key Features)<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0938\u0941\u0935\u093f\u0927\u093e \u0915\u093e \u092a\u094d\u0930\u0915\u093e\u0930 \u0914\u0930 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f (Nature of Facility and Purpose):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092b\u0948\u0938\u093f\u0932\u093f\u091f\u0940 \u091f\u093e\u0907\u092a (Facility Type):<\/strong> \u0935\u0930\u094d\u0915\u093f\u0902\u0917 \u0915\u0948\u092a\u093f\u091f\u0932 (Working Capital) \u0914\u0930 \u091f\u0930\u094d\u092e \u0932\u094b\u0928 (Term Loan)<br><\/li>\n\n\n\n<li><strong>\u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f (Purpose):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u092f\u093e \u091a\u0932\u093e\u0928\u0947 (starting or running a business) \u0915\u0947 \u0932\u093f\u090f<br><\/li>\n\n\n\n<li>\u0915\u094d\u0937\u092e\u0924\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 (capacity expansion) \u0914\u0930 \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 (modernization) \u0915\u0947 \u0932\u093f\u090f<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0932\u0915\u094d\u0937\u093f\u0924 \u0938\u092e\u0942\u0939 (Target Group):<\/strong><strong><br><\/strong> \u092f\u0939 \u090b\u0923 \u0909\u0928 \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (enterprises) \u0915\u0947 \u0932\u093f\u090f \u0939\u0948 \u091c\u094b \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 (manufacturing), \u0935\u094d\u092f\u093e\u092a\u093e\u0930 (trading) \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 (services) \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0915\u0943\u0937\u093f \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 (allied agricultural) \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0932\u0917\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u092a\u0942\u0930\u0947 \u092d\u093e\u0930\u0924 \u0915\u0947 \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 (small and micro businesses) \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u090b\u0923 \u0930\u093e\u0936\u093f \u0914\u0930 \u092e\u093e\u0930\u094d\u091c\u093f\u0928 (Loan Amount and Margin):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u0905\u0927\u093f\u0915\u0924\u092e \u090b\u0923 \u0930\u093e\u0936\u093f (Maximum Loan Amount):<\/strong> 10 \u0932\u093e\u0916 \u0924\u0915<br><\/li>\n\n\n\n<li><strong>\u0936\u093f\u0936\u0941 (Shishu) \u2013 50,000 \u0924\u0915 \u0915\u0947 \u090b\u0923:<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092e\u093e\u0930\u094d\u091c\u093f\u0928 (Margin):<\/strong> \u0915\u094b\u0908 \u0928\u0939\u0940\u0902 (Nil)<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0915\u093f\u0936\u094b\u0930 \u0914\u0930 \u0924\u0930\u0941\u0923 (Higher Categories &#8211; Kishore &amp; Tarun):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092e\u093e\u0930\u094d\u091c\u093f\u0928 (Margin):<\/strong> 20% (50,001 \u0938\u0947 10 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0947 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f)<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u093e\u0907\u0938\u093f\u0902\u0917 \u0914\u0930 \u092b\u0940\u0938 (Pricing and Fees):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u093e\u0907\u0938\u093f\u0902\u0917 (Pricing):<\/strong> \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 (Competitive) \u0914\u0930 External Benchmark Lending Rate (EBLR) \u0938\u0947 \u0932\u093f\u0902\u0915<br><\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 (Processing Fee):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0936\u093f\u0936\u0941 \u0914\u0930 \u0915\u093f\u0936\u094b\u0930 \u0915\u0947 \u0932\u093f\u090f: \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0914\u0930 \u0932\u0918\u0941 \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (MSE) \u092e\u0947\u0902 \u0915\u094b\u0908 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0928\u0939\u0940\u0902<br><\/li>\n\n\n\n<li>\u0924\u0930\u0941\u0923 \u0915\u0947 \u0932\u093f\u090f: \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u093e 0.50% (\u0938\u093e\u0925 \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0915\u0930 \u0915\u0947 \u0938\u093e\u0925)<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0935\u0927\u093f (Repayment Period):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>5 \u0932\u093e\u0916 \u0938\u0947 \u0915\u092e \u090b\u0923 (For Loans below Rs 5 lakh):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0905\u0927\u093f\u0915\u0924\u092e 5 \u0938\u093e\u0932 (including up to 6 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u092e\u094b\u0930\u0947\u091f\u094b\u0930\u093f\u092f\u092e)<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>5 \u0932\u093e\u0916 \u0938\u0947 10 \u0932\u093e\u0916 \u0924\u0915 \u0915\u0947 \u090b\u0923 (For Loans from Rs 5 lakh to Rs 10 lakh):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0905\u0927\u093f\u0915\u0924\u092e 7 \u0938\u093e\u0932 (including up to 12 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u092e\u094b\u0930\u0947\u091f\u094b\u0930\u093f\u092f\u092e)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SBI E-Mudra Loan 50000 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Step-by-Step Application Process)<\/strong><\/h2>\n\n\n\n<p>\u0928\u0940\u091a\u0947 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948 \u090f\u0915 \u0906\u0938\u093e\u0928 \u0917\u093e\u0907\u0921, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u094d\u0915\u094d\u0930\u0940\u0928\u0936\u0949\u091f\u094d\u0938 \u0915\u0940 \u0924\u0930\u0939 \u0915\u0926\u092e \u092c\u0924\u093e\u090f \u0917\u090f \u0939\u0948\u0902 \u0924\u093e\u0915\u093f SBI E-Mudra Loan (\u20b950,000) \u0915\u093e \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u093e \u0938\u0930\u0932 \u0939\u094b \u091c\u093e\u090f:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Jansamarth \u092a\u094b\u0930\u094d\u091f\u0932 \u092a\u0930 \u091c\u093e\u090f\u0901 (Visit the Jansamarth Portal):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u0928\u094b\u091f (Note):<\/strong> SBI \u0938\u0940\u0927\u0947 \u0905\u092a\u0928\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 e-Mudra Loan \u092a\u094d\u0930\u0926\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u093e\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b Jansamarth \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u0915\u0948\u0938\u0947 \u0936\u0941\u0930\u0942 \u0915\u0930\u0947\u0902 (How to Start):<br><\/strong><a href=\"https:\/\/www.jansamarth.in\/home\/sbi\" data-type=\"link\" data-id=\"https:\/\/www.jansamarth.in\/home\/sbi\" target=\"_blank\" rel=\"noopener\">Jansamarth SBI<\/a> \u092a\u0947\u091c \u092a\u0930 \u091c\u093e\u090f\u0901\u0964 \u092f\u0939\u093e\u0901 \u0906\u092a\u0915\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u090b\u0923 \u0935\u093f\u0915\u0932\u094d\u092a (loan options) \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0902\u0917\u0947\u0964 &#8220;Business Activity Loan&#8221; \u091a\u0941\u0928\u0947\u0902 \u0914\u0930 &#8220;Check Eligibility&#8221; \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u092a\u093e\u0924\u094d\u0930\u0924\u093e \u091c\u093e\u0902\u091a \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Eligibility Check Process):<br><\/strong>&#8220;Check Eligibility&#8221; \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u0906\u092a\u0915\u094b \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u091c\u093e\u0902\u091a (Eligibility Check) \u092a\u0943\u0937\u094d\u0920 \u092a\u0930 \u092d\u0947\u091c\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u092f\u0939\u093e\u0901 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0935\u093f\u0935\u0930\u0923 \u092d\u0930\u0947\u0902:<br>\n<ul class=\"wp-block-list\">\n<li><strong>Step 2.1: Business Activity (\u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0917\u0924\u093f\u0935\u093f\u0927\u093f):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>New (\u0928\u092f\u093e):<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0928\u092f\u093e \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>Old (\u092a\u0941\u0930\u093e\u0928\u093e):<\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092a\u0939\u0932\u0947 \u0938\u0947 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0939\u0948\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.2: Educational Qualification (\u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u092f\u094b\u0917\u094d\u092f\u0924\u093e):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u0936\u094d\u0928 (Question):<\/strong> \u0915\u094d\u092f\u093e \u0906\u092a\u0928\u0947 \u0915\u0915\u094d\u0937\u093e 8 \u092a\u093e\u0938 \u0915\u0940 \u0939\u0948?<br>\n<ul class=\"wp-block-list\">\n<li><strong>Yes (\u0939\u093e\u0901):<\/strong> \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0915\u0915\u094d\u0937\u093e 8 \u092a\u093e\u0938 \u0915\u0940 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>No (\u0928\u0939\u0940\u0902):<\/strong> \u092f\u0926\u093f \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.3: Entrepreneur Development Program (EDP) Training (\u0909\u0926\u094d\u092f\u092e\u0940 \u0935\u093f\u0915\u093e\u0938 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092a\u094d\u0930\u0936\u094d\u0928 (Question):<\/strong> \u0915\u094d\u092f\u093e \u0906\u092a\u0928\u0947 EDP \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0932\u093f\u092f\u093e \u0939\u0948?<br>\n<ul class=\"wp-block-list\">\n<li><strong>Yes (\u0939\u093e\u0901):<\/strong> \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u092a\u094d\u0930\u0936\u093f\u0915\u094d\u0937\u0923 \u0932\u093f\u092f\u093e \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>No (\u0928\u0939\u0940\u0902):<\/strong> \u092f\u0926\u093f \u0928\u0939\u0940\u0902 \u0932\u093f\u092f\u093e \u0939\u0948\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.4: Nature of Business (\u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u093e \u092a\u094d\u0930\u0915\u093e\u0930):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093f\u0915\u0932\u094d\u092a (Options):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>Manufacturing (\u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923)<br><\/li>\n\n\n\n<li>Business\/Service (\u0935\u094d\u092f\u093e\u092a\u093e\u0930\/\u0938\u0947\u0935\u093e)<br><\/li>\n\n\n\n<li>Trading (\u0935\u094d\u092f\u093e\u092a\u093e\u0930)<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.5: Personal Details (\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0935\u0930\u0923):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u0932\u093f\u0902\u0917 \u091a\u0941\u0928\u0947\u0902 (Select Your Gender):<\/strong> Male, Female, \u092f\u093e Other<br><\/li>\n\n\n\n<li><strong>\u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0936\u094d\u0930\u0947\u0923\u0940 (Select Your Social Category):<\/strong> General, OBC, SC\/ST \u092f\u093e Minority<br><\/li>\n\n\n\n<li><strong>Ex-Serviceman\/Physically Handicapped:<\/strong> Yes \u092f\u093e No<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.6: Geographical Location (\u092d\u094c\u0917\u094b\u0932\u093f\u0915 \u0938\u094d\u0925\u093e\u0928):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Special Regions Check (\u0935\u093f\u0936\u0947\u0937 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a):<\/strong><strong><br><\/strong> \u092c\u0924\u093e\u090f\u0902 \u0915\u093f \u0906\u092a\u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0928\u093f\u092e\u094d\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0938\u094d\u0925\u093f\u0924 \u0939\u0948 \u092f\u093e \u0928\u0939\u0940\u0902:<br>\n<ul class=\"wp-block-list\">\n<li>North East Region (\u092a\u0942\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u0930 \u0915\u094d\u0937\u0947\u0924\u094d\u0930)<br><\/li>\n\n\n\n<li>Uttarakhand, Himachal Pradesh, Jammu &amp; Kashmir (\u0909\u0924\u094d\u0924\u0930\u093e\u0916\u0902\u0921, \u0939\u093f\u092e\u093e\u091a\u0932 \u092a\u094d\u0930\u0926\u0947\u0936, \u091c\u092e\u094d\u092e\u0942 \u0914\u0930 \u0915\u0936\u094d\u092e\u0940\u0930)<br><\/li>\n\n\n\n<li>Andaman &amp; Nicobar Islands, Lakshadweep Islands (\u0905\u0902\u0921\u092e\u093e\u0928-\u0928\u093f\u0915\u094b\u092c\u093e\u0930, \u0932\u0915\u094d\u0937\u0926\u094d\u0935\u0940\u092a)<br><\/li>\n\n\n\n<li>Hilly, Tribal, \u092f\u093e Border Areas (\u092a\u0939\u093e\u0921\u093c\u0940, \u0906\u0926\u093f\u0935\u093e\u0938\u0940 \u092f\u093e \u0938\u0940\u092e\u093e \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902)<br><\/li>\n\n\n\n<li><strong>\u0909\u0924\u094d\u0924\u0930 (Response):<\/strong> Yes \u092f\u093e No<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>General Location (\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0938\u094d\u0925\u093e\u0928):<\/strong> Urban (\u0936\u0939\u0930\u0940) \u092f\u093e Rural (\u0917\u094d\u0930\u093e\u092e\u0940\u0923)<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.7: Applicant Type (\u0906\u0935\u0947\u0926\u0915 \u0915\u093e \u092a\u094d\u0930\u0915\u093e\u0930):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u0935\u093f\u0915\u0932\u094d\u092a (Options):<\/strong> Individual (\u0935\u094d\u092f\u0915\u094d\u0924\u093f) \u092f\u093e Non-individual (\u0917\u0948\u0930-\u0935\u094d\u092f\u0915\u094d\u0924\u093f)<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Step 2.8: Project and Loan Details (\u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0914\u0930 \u090b\u0923 \u0935\u093f\u0935\u0930\u0923):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Estimated Project Cost (\u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e \u0932\u093e\u0917\u0924):<\/strong> \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u20b950,000 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<br><\/li>\n\n\n\n<li><strong>Your Investment (\u0906\u092a\u0915\u0940 \u0905\u092a\u0928\u0940 \u092a\u0942\u0902\u091c\u0940):<\/strong> \u0909\u0938 \u0930\u093e\u0936\u093f \u0915\u094b \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902 \u091c\u093f\u0938\u0947 \u0906\u092a \u0938\u094d\u0935\u092f\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 (\u092f\u0926\u093f \u092a\u0942\u0930\u094d\u0923 \u090b\u0923 \u091a\u093e\u0939\u093f\u090f \u0924\u094b 0 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964)<br><\/li>\n\n\n\n<li><strong>Loan Amount Needed (\u0906\u0935\u0936\u094d\u092f\u0915 \u090b\u0923 \u0930\u093e\u0936\u093f):<\/strong> \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, SBI E-Mudra Loan \u0915\u0947 \u0932\u093f\u090f \u20b950,000 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0932\u094b\u0928 \u0911\u092b\u0930 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e (Review Loan Offer):<br><\/strong>\u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926, \u0906\u092a\u0915\u094b &#8220;Congratulations&#8221; \u092a\u0947\u091c \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0917\u093e \u091c\u093f\u0938\u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u090b\u0923 \u0911\u092b\u0930 (interest rate \u0914\u0930 tenure \u0938\u0939\u093f\u0924) \u0926\u093f\u0916\u093e\u0908 \u0926\u0947\u0902\u0917\u0947\u0964<br>\n<ul class=\"wp-block-list\">\n<li><strong>\u0905\u0917\u0932\u093e \u0915\u0926\u092e (Next Step):<br><\/strong>\u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0928\u090f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e (new user) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0932\u0949\u0917\u093f\u0928 \u092f\u093e \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0915\u0930\u0947\u0902\u0964 &#8220;Login to apply&#8221; \u092c\u091f\u0928 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928\/\u0932\u0949\u0917\u093f\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (Registration\/Login Process):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948 (How It Works):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928\/\u0932\u0949\u0917\u093f\u0928 \u092a\u0943\u0937\u094d\u0920 \u092a\u0930 \u0905\u092a\u0928\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u0926\u0930\u094d\u091c \u0915\u0930\u0947\u0902\u0964<br><\/li>\n\n\n\n<li>\u0915\u0948\u092a\u094d\u091a\u093e (captcha) \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902 \u0914\u0930 \u0928\u093f\u092f\u092e \u0935 \u0936\u0930\u094d\u0924\u094b\u0902 (terms and conditions) \u0938\u0947 \u0938\u0939\u092e\u0924 \u0939\u094b\u0902\u0964<br><\/li>\n\n\n\n<li>&#8220;Get OTP&#8221; \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902; \u0906\u092a\u0915\u094b OTP \u0906\u092a\u0915\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u092a\u0930 \u092e\u093f\u0932\u0947\u0917\u093e\u0964<br><\/li>\n\n\n\n<li>\u0908\u092e\u0947\u0932 \u0905\u092a\u0921\u0947\u091f: \u0905\u092a\u0928\u0947 \u0908\u092e\u0947\u0932 \u090f\u0921\u094d\u0930\u0947\u0938 \u0915\u094b \u091c\u094b\u0921\u093c\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u0935\u0947\u0926\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u092a\u0921\u0947\u091f \u092e\u093f\u0932 \u0938\u0915\u0947\u0902, \u0914\u0930 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 OTP \u0938\u0947 \u0938\u0924\u094d\u092f\u093e\u092a\u0928 \u0915\u0930\u0947\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0921\u0948\u0936\u092c\u094b\u0930\u094d\u0921 \u090f\u0915\u094d\u0938\u0947\u0938 \u0915\u0930\u0947\u0902 (Access Your Dashboard):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u0915\u0947 \u092c\u093e\u0926, \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 <a href=\"https:\/\/www.jansamarth.in\/dashboard\" data-type=\"link\" data-id=\"https:\/\/www.jansamarth.in\/dashboard\" target=\"_blank\" rel=\"noopener\">\u0921\u0948\u0936\u092c\u094b\u0930\u094d\u0921<\/a> \u092a\u0930 \u092d\u0947\u091c\u093e \u091c\u093e\u090f\u0917\u093e\u0964<br><\/li>\n\n\n\n<li><strong>\u0921\u0948\u0936\u092c\u094b\u0930\u094d\u0921 \u092b\u0940\u091a\u0930\u094d\u0938 (Dashboard Features):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u092f\u0939\u093e\u0901 \u0906\u092a \u0905\u092a\u0928\u093e \u090b\u0923 \u0911\u092b\u0930 \u0926\u0947\u0916 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br><\/li>\n\n\n\n<li>&#8220;Proceed&#8221; \u092c\u091f\u0928 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0915\u0947 \u0906\u0935\u0947\u0926\u0928 \u091c\u093e\u0930\u0940 \u0930\u0916\u0947\u0902 \u092f\u093e &#8220;Edit&#8221; \u092c\u091f\u0928 \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0915\u0947 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0902\u092a\u093e\u0926\u093f\u0924 \u0915\u0930\u0947\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>E-Mudra Loan Application Page (\u090b\u0923 \u0906\u0935\u0947\u0926\u0928 \u092a\u0943\u0937\u094d\u0920):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>&#8220;Proceed&#8221; \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0906\u0935\u0947\u0926\u0928 \u092a\u0943\u0937\u094d\u0920 \u092a\u0930 \u091c\u093e\u090f\u0901\u0964<br><\/li>\n\n\n\n<li><strong>\u0905\u092a\u0928\u0947 \u0935\u093f\u0935\u0930\u0923 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e (Review Your Details):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0927\u094d\u092f\u093e\u0928 \u0938\u0947 \u091c\u093e\u0901\u091a\u0947\u0902 \u0915\u093f \u0938\u092d\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u0939\u0940 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li>\u0938\u0939\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 &#8220;Continue&#8221; \u092a\u0930 \u0915\u094d\u0932\u093f\u0915 \u0915\u0930\u0947\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0924\u0948\u092f\u093e\u0930\u0940 \u0914\u0930 \u0905\u0902\u0924\u093f\u092e \u0915\u0926\u092e (Document Preparation and Final Steps):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>\u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c (Important Documents):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Aadhaar (\u0906\u0927\u093e\u0930):<\/strong> (\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f)<br><\/li>\n\n\n\n<li><strong>PAN Card (\u092a\u0948\u0928 \u0915\u093e\u0930\u094d\u0921)<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li><strong>Udyam Registration (\u0909\u0926\u094d\u092f\u094b\u0917 \u092a\u0902\u091c\u0940\u0915\u0930\u0923)<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li><strong>Sales Details (\u092c\u093f\u0915\u094d\u0930\u0940 \u0935\u093f\u0935\u0930\u0923)<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li><strong>Bank Account Details (\u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0935\u093f\u0935\u0930\u0923)<\/strong><strong><br><\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0906\u0917\u0947 \u0915\u0947 \u0915\u0926\u092e (Further Steps):<br> <\/strong>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0905\u0928\u0941\u092d\u093e\u0917 \u0915\u0947 \u092c\u093e\u0926 \u0915\u0941\u0932 12 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091a\u0930\u0923 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947:<br>\n<ul class=\"wp-block-list\">\n<li>\u092a\u0939\u091a\u093e\u0928 \u0938\u0924\u094d\u092f\u093e\u092a\u0928 (Identity Verification)<br><\/li>\n\n\n\n<li>GSTIN List Details (GSTIN \u0938\u0942\u091a\u0940 \u0935\u093f\u0935\u0930\u0923)<br><\/li>\n\n\n\n<li>GST Details (GST \u0935\u093f\u0935\u0930\u0923)<br><\/li>\n\n\n\n<li>\u0906\u092f \u0935\u093f\u0935\u0930\u0923 (Income Details)<br><\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u093e \u0935\u093f\u0935\u0930\u0923 (Bank Account Details)<br><\/li>\n\n\n\n<li>\u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0935\u093f\u0935\u0930\u0923 (Business Details)<br><\/li>\n\n\n\n<li>\u0938\u0902\u092c\u0926\u094d\u0927 \u0938\u0902\u092c\u0902\u0927\u0940 \u0935\u093f\u0935\u0930\u0923 (Associate Concern Details)<br><\/li>\n\n\n\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u090b\u0923 \u0935\u093f\u0935\u0930\u0923 (Business Loan Details)<br><\/li>\n\n\n\n<li>\u092e\u094c\u091c\u0942\u0926\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0935\u093f\u0935\u0930\u0923 (Existing Credit Details)<br><\/li>\n\n\n\n<li>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0905\u092a\u0932\u094b\u0921 (Upload Documents)<br><\/li>\n\n\n\n<li>\u0906\u0935\u0947\u0926\u0928 \u0938\u092e\u0940\u0915\u094d\u0937\u093e (Application Review)<br><\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915 \u091a\u092f\u0928 (Bank Selection)<br><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p>\u0907\u0928 \u0938\u092d\u0940 \u091a\u0930\u0923\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0915\u0947, \u0906\u092a \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 SBI E-Mudra Loan 50000 (\u20b950,000) \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0938\u0930\u0932 \u0914\u0930 \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u0940 \u0917\u0908 \u0939\u0948 \u0924\u093e\u0915\u093f \u0906\u092a\u0915\u093e \u0906\u0935\u0947\u0926\u0928 \u0938\u0941\u091a\u093e\u0930\u0942 (seamless) \u0914\u0930 \u0938\u092b\u0932 \u0939\u094b \u0938\u0915\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>SBI E-Mudra Loan 50000 \u0915\u0947 \u0932\u093e\u092d (Benefits of the SBI E-Mudra Loan 50000)<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0924\u094d\u0935\u0930\u093f\u0924 \u0914\u0930 \u0906\u0938\u093e\u0928 \u092e\u0902\u091c\u0942\u0930\u0940 (Quick and Easy Approval):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u090f\u0915 \u0938\u0941\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093f\u0924 \u0906\u0935\u0947\u0926\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (streamlined application process) \u0915\u093e\u0917\u091c\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u0940 \u0939\u0948 \u0914\u0930 \u092e\u0902\u091c\u0942\u0930\u0940 (approval) \u091c\u0932\u094d\u0926\u0940 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0915\u094b\u0908 \u0917\u093f\u0930\u0935\u0940 (Collateral) \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 (No Collateral Required):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u092f\u0939 \u090f\u0915 \u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 (unsecured) \u090b\u0923 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0915\u094b\u0908 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0917\u093f\u0930\u0935\u0940 \u0930\u0916\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0935\u093f\u0915\u093e\u0938 (Business Growth):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0906\u0935\u0936\u094d\u092f\u0915 \u0927\u0928\u0930\u093e\u0936\u093f (funds) \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 (start) \u092f\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 (expand) \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0932\u091a\u0940\u0932\u0947 (Flexible) \u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093f\u0915\u0932\u094d\u092a (Repayment Options):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0906\u092a \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0940 \u0928\u0915\u0926\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 (cash flow) \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0936\u0947\u0921\u094d\u092f\u0942\u0932 (repayment schedule) \u091a\u0941\u0928 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0938\u093e\u091d\u0947\u0926\u093e\u0930 (Trusted Banking Partner):<\/strong><strong><br><\/strong>\n<ul class=\"wp-block-list\">\n<li>SBI \u0915\u093e \u0935\u094d\u092f\u093e\u092a\u0915 \u0928\u0947\u091f\u0935\u0930\u094d\u0915 (extensive network) \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e (reputation) \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 (borrowers) \u0915\u094b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0906\u0936\u094d\u0935\u093e\u0938\u0928 (assurance) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u0936\u0928 (EMI Calculation)<\/strong><\/h2>\n\n\n\n<p>EMI (Equated Monthly Installment) \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092e\u094d\u0928 \u0938\u0942\u0924\u094d\u0930 (formula) \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948:<\/p>\n\n\n\n<p>EMI = [P x R x (1+R)^N] \/ [(1+R)^N &#8211; 1]<\/p>\n\n\n\n<p>\u091c\u0939\u093e\u0901:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>P (Principal Amount):<\/strong> 50,000 INR<br><\/li>\n\n\n\n<li><strong>R (Monthly Interest Rate):<\/strong> \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0926\u0930 \u0915\u094b 12 \u0938\u0947 \u0935\u093f\u092d\u093e\u091c\u093f\u0924 (annual rate divided by 12) \u0915\u0930\u0915\u0947 \u0914\u0930 100 \u0938\u0947 \u092d\u093e\u0917 \u0926\u0947\u0915\u0930, \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f 8.40% \u0915\u094b 0.007 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u092e\u0947\u0902 \u092c\u0926\u0932\u0947\u0902\u0964<br><\/li>\n\n\n\n<li><strong>N (Number of Monthly Installments):<\/strong> \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e (\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, 5 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f 60)<br><\/li>\n<\/ul>\n\n\n\n<p><strong>\u0909\u0926\u093e\u0939\u0930\u0923 (Example):<\/strong><strong><br><\/strong> 50,000 INR \u0915\u0947 \u090b\u0923 \u092a\u0930 8.40% \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0926\u0930 \u0915\u0947 \u0932\u093f\u090f 5 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>R = 8.40\/12\/100 = 0.007<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li><strong>N = 60<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li>EMI \u0932\u0917\u092d\u0917 <strong>1,019 INR \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939<\/strong> \u0939\u094b\u0917\u0940\u0964<br><\/li>\n<\/ul>\n\n\n\n<p>\u0935\u0948\u0915\u0932\u094d\u092a\u093f\u0915 \u0930\u0942\u092a \u0938\u0947, \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e (borrowers) \u0939\u092e\u093e\u0930\u0947 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092a\u0930 \u0909\u092a\u0932\u092c\u094d\u0927 \u0911\u0928\u0932\u093e\u0907\u0928 EMI \u0915\u0948\u0932\u0915\u0941\u0932\u0947\u091f\u0930 (<a href=\"https:\/\/kreditbazar.com\/emi-calculator\" data-type=\"link\" data-id=\"https:\/\/kreditbazar.com\/emi-calculator\">online EMI calculator<\/a>) \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e (financial planning) \u092e\u0947\u0902 \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u093f\u0924\u093e (transparency) \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0939\u094b \u0938\u0915\u0947\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0939\u093e\u0932 \u0915\u0940 \u0905\u092a\u0921\u0947\u091f\u094d\u0938 \u0914\u0930 \u0938\u0902\u0926\u0930\u094d\u092d (Recent Updates and Context)<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>29 \u092e\u093e\u0930\u094d\u091a 2025 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, e-Mudra \u090b\u0923 (e-MUDRA loan) \u0915\u0947 \u0932\u093f\u090f \u0915\u094b\u0908 \u0935\u093f\u0936\u0947\u0937 \u0905\u092a\u0921\u0947\u091f (specific updates) \u0928\u0939\u0940\u0902 \u0926\u093f\u090f \u0917\u090f \u0939\u0948\u0902\u0964<br><\/li>\n\n\n\n<li>\u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e (PMMY) \u092e\u0947\u0902 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 \u092c\u091c\u091f \u0918\u094b\u0937\u0923\u093e\u0913\u0902 (budget announcements) \u0915\u0947 \u0924\u0939\u0924 \u0915\u0941\u091b \u0936\u094d\u0930\u0947\u0923\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0938\u0940\u092e\u093e (loan limits) \u092c\u0922\u093c\u093e\u0915\u0930 20 \u0932\u093e\u0916 INR \u0915\u0930 \u0926\u0940 \u0917\u0908 \u0939\u0948,<br>\u091c\u092c\u0915\u093f e-Mudra \u0924\u0924\u094d\u0915\u093e\u0932 \u090b\u0923 (instant loans) \u0915\u0947 \u0932\u093f\u090f \u0905\u092d\u0940 \u092d\u0940 50,000 INR \u0924\u0915 \u0939\u0940 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li>\u092f\u0939 \u091b\u094b\u091f\u0947 \u0938\u094d\u0924\u0930 \u0915\u0947 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 (small-scale borrowers) \u0915\u0947 \u0932\u093f\u090f \u0924\u094d\u0935\u0930\u093f\u0924 \u092b\u0902\u0921\u093f\u0902\u0917 (quick funding) \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 (Conclusion)<\/strong><\/h2>\n\n\n\n<p>SBI E-Mudra Loan 50000 \u0928\u090f \u0914\u0930 \u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092e\u093e\u0932\u093f\u0915\u094b\u0902 (small business owners) \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f (a must) \u090b\u0923 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0905\u0928\u0938\u093f\u0915\u094d\u092f\u094b\u0930\u094d\u0921 (Unsecured) \u090b\u0923<\/strong> \u091c\u094b \u092a\u094d\u0930\u0924\u093f\u0938\u094d\u092a\u0930\u094d\u0927\u0940 \u0926\u0930 (competitive rates) \u092a\u0930 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948,<br><\/li>\n\n\n\n<li><strong>\u0932\u091a\u0940\u0932\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0935\u093f\u0915\u0932\u094d\u092a (flexible repayment options)<\/strong> \u0914\u0930<br><\/li>\n\n\n\n<li><strong>\u0906\u0938\u093e\u0928 \u0906\u0935\u0947\u0926\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e (easy application process)<\/strong> \u0915\u0947 \u0938\u093e\u0925,<br>\u092f\u0939 \u090b\u0923 \u0909\u0926\u094d\u092f\u092e\u093f\u092f\u094b\u0902 (entrepreneurs) \u0915\u094b \u0905\u092a\u0928\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092c\u0922\u093c\u093e\u0928\u0947 (grow) \u0914\u0930 \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 (modernize) \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<br><\/li>\n<\/ul>\n\n\n\n<p>\u091a\u093e\u0939\u0947 \u0906\u092a \u0928\u092f\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 \u0915\u0930 \u0930\u0939\u0947 \u0939\u094b\u0902 \u092f\u093e \u092e\u094c\u091c\u0942\u0926\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u094b\u0902, PMMY \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092f\u0939 \u090b\u0923 \u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 (financial needs) \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<br><strong>\u0905\u0927\u093f\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092f\u093e \u0906\u0935\u0947\u0926\u0928 \u0915\u0947 \u0932\u093f\u090f (For more details or to apply now), <a href=\"https:\/\/sbi.co.in\/web\/business\/sme\/sme-government-schemes\/pmmy\" target=\"_blank\" rel=\"noopener\">SBI Mudra Loan<\/a> \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u092a\u0930 \u091c\u093e\u090f\u0901\u0964<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928 (FAQs)<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>SBI E-Mudra Loan \u0915\u094d\u092f\u093e \u0939\u0948? (What is the SBI E-Mudra Loan?)<\/strong><strong><br><\/strong> SBI E-Mudra Loan \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0909\u0924\u094d\u092a\u093e\u0926 (financial product) \u0939\u0948 \u091c\u094b \u092d\u093e\u0930\u0924 \u0915\u0940 \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (State Bank of India) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e (Pradhan Mantri MUDRA Yojana &#8211; PMMY) \u0915\u0947 \u0924\u0939\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (micro and small enterprises) \u0915\u094b \u20b950,000 \u0924\u0915 \u0915\u0947 \u090b\u0923 (loans up to \u20b950,000) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 \u0924\u093e\u0915\u093f \u0935\u0947 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u094b\u0902 (business activities), \u0915\u094d\u0937\u092e\u0924\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 (capacity expansion) \u0914\u0930 \u0906\u0927\u0941\u0928\u093f\u0915\u0940\u0915\u0930\u0923 (modernization) \u092e\u0947\u0902 \u0938\u0939\u093e\u092f\u0924\u093e \u092a\u093e \u0938\u0915\u0947\u0902\u0964<br><\/li>\n\n\n\n<li><strong>SBI E-Mudra Loan \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0915\u094c\u0928 \u0939\u0948? (Who is eligible to apply for the SBI E-Mudra Loan?)<\/strong><strong><br><\/strong> \u0935\u0947 \u092e\u093e\u0907\u0915\u094d\u0930\u094b-\u0909\u0926\u094d\u092f\u092e\u0940 (micro-entrepreneurs) \u091c\u094b \u0915\u092e \u0938\u0947 \u0915\u092e 6 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 SBI \u092e\u0947\u0902 \u092c\u091a\u0924 (savings) \u092f\u093e \u091a\u093e\u0932\u0942 \u0916\u093e\u0924\u093e (current account) \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u094b \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0923 (manufacturing), \u0935\u094d\u092f\u093e\u092a\u093e\u0930 (trading), \u0938\u0947\u0935\u093e\u0913\u0902 (services) \u092f\u093e \u0938\u0902\u092c\u0926\u094d\u0927 \u0915\u0943\u0937\u093f (allied agricultural activities) \u092e\u0947\u0902 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<br><\/li>\n\n\n\n<li><strong>SBI E-Mudra Loan \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0948\u0938\u0947 \u0915\u0930\u0947\u0902? (How can I apply for the SBI E-Mudra Loan?)<\/strong><strong><br><\/strong> \u0906\u0935\u0947\u0926\u0928 Jansamarth Portal \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0911\u0928\u0932\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u091c\u093e\u0902\u091a (checking eligibility), \u0930\u091c\u093f\u0938\u094d\u091f\u094d\u0930\u0947\u0936\u0928 \u092f\u093e \u0932\u0949\u0917\u093f\u0928 (registering or logging in) \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915 \u0935\u093f\u0935\u0930\u0923 \u0935 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c (necessary details and documents) \u0915\u0947 \u0938\u093e\u0925 \u0906\u0935\u0947\u0926\u0928 \u092b\u0949\u0930\u094d\u092e \u092d\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u0906\u0935\u0947\u0926\u0928 \u0915\u0947 \u0932\u093f\u090f \u0915\u094c\u0928 \u0938\u0947 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0902? (What documents are required for the application?)<\/strong><strong><br><\/strong> \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 (required documents) \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902:<br>\n<ul class=\"wp-block-list\">\n<li>SBI \u092c\u091a\u0924 (savings) \u092f\u093e \u091a\u093e\u0932\u0942 \u0916\u093e\u0924\u093e (current account) \u0928\u0902\u092c\u0930 \u0914\u0930 \u0936\u093e\u0916\u093e \u0935\u093f\u0935\u0930\u0923 (branch details)<br><\/li>\n\n\n\n<li>\u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 (Business proof): \u0928\u093e\u092e, \u092a\u094d\u0930\u093e\u0930\u0902\u092d \u0924\u093f\u0925\u093f (start date) \u0914\u0930 \u092a\u0924\u093e (address)<br><\/li>\n\n\n\n<li>\u0906\u0927\u093e\u0930 \u0928\u0902\u092c\u0930 (Aadhaar) \u091c\u093f\u0938\u0947 \u092e\u094b\u092c\u093e\u0907\u0932 \u0928\u0902\u092c\u0930 \u0938\u0947 \u091c\u094b\u0921\u093c\u093e \u0917\u092f\u093e \u0939\u094b, \u0924\u093e\u0915\u093f e-KYC \u0914\u0930 e-Sign \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093f\u0932 \u0938\u0915\u0947<br><\/li>\n\n\n\n<li>\u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u0935\u093f\u0935\u0930\u0923 (Community details): General, ST, OBC, SC, \u092f\u093e Minority<br><\/li>\n\n\n\n<li>GSTN \u0914\u0930 \u0909\u0926\u094d\u092f\u094b\u0917 \u0906\u0927\u093e\u0930 (Udyog Aadhaar) (\u092f\u0926\u093f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b)<br><\/li>\n\n\n\n<li>\u0926\u0941\u0915\u093e\u0928 \u090f\u0935\u0902 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e\u0928 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 \u092f\u093e \u0905\u0928\u094d\u092f \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c (\u092f\u0926\u093f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b)<br><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>SBI E-Mudra Loan \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u094d\u092f\u093e \u0939\u0948? (What is the interest rate for the SBI E-Mudra Loan?)<\/strong><strong><br><\/strong> \u092c\u094d\u092f\u093e\u091c \u0926\u0930 (interest rate) External Benchmark Lending Rate (EBLR) \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092e\u093e\u0930\u094d\u091a 2025 \u0924\u0915, \u0915\u0943\u0937\u093f \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 PMMY \u092f\u094b\u091c\u0928\u093e 11.75% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0915\u0940 \u0926\u0930 \u092a\u0930 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964 \u0938\u092c\u0938\u0947 \u0938\u091f\u0940\u0915 \u0914\u0930 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f SBI \u0938\u0947 \u0938\u0940\u0927\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0928\u093e \u0909\u091a\u093f\u0924 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u090b\u0923 \u0915\u0940 \u091a\u0941\u0915\u094c\u0924\u0940 \u0905\u0935\u0927\u093f (repayment tenure) \u0915\u093f\u0924\u0928\u0940 \u0939\u0948? (What is the repayment tenure for the loan?)<\/strong><strong><br><\/strong> SBI E-Mudra Loan \u0915\u0940 \u091a\u0941\u0915\u094c\u0924\u0940 \u0905\u0935\u0927\u093f (repayment tenure) \u0905\u0927\u093f\u0915\u0924\u092e 5 \u0938\u093e\u0932 \u0924\u0915 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u0915\u094d\u092f\u093e \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0915\u094b\u0908 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0939\u0948? (Is there any processing fee for the loan?)<\/strong><strong><br><\/strong> \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0914\u0930 \u0932\u0918\u0941 \u0909\u0926\u094d\u092f\u092e\u094b\u0902 (Micro and Small Enterprises &#8211; MSE) \u0915\u0947 \u0932\u093f\u090f \u0936\u093f\u0936\u0941 (Shishu) \u0914\u0930 \u0915\u093f\u0936\u094b\u0930 (Kishore) \u090b\u0923\u094b\u0902 \u092e\u0947\u0902 \u0915\u094b\u0908 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0924\u0930\u0941\u0923 (Tarun) \u090b\u0923\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u093e 0.50% \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u0915\u094b\u0908 \u0917\u093f\u0930\u0935\u0940 (collateral) \u092f\u093e \u092e\u093e\u0930\u094d\u091c\u093f\u0928 (margin) \u0930\u093e\u0936\u093f \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0940 \u0939\u094b\u0917\u0940? (Do I need to provide any collateral or margin money?)<\/strong><strong><br><\/strong> \u0928\u0939\u0940\u0902, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u090b\u0923 Credit Guarantee Fund for Micro Units (CGFMU) \u0926\u094d\u0935\u093e\u0930\u093e \u0917\u093e\u0930\u0902\u091f\u0940\u0915\u0943\u0924 (guaranteed) \u0939\u0948\u0964 \u20b950,000 \u0924\u0915 \u0915\u0947 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0915\u094b\u0908 \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>MUDRA Card \u0915\u094d\u092f\u093e \u0939\u0948? (What is a MUDRA Card?)<\/strong><strong><br><\/strong> MUDRA Card \u090f\u0915 \u0921\u0947\u092c\u093f\u091f \u0915\u093e\u0930\u094d\u0921 (debit card) \u0939\u0948 \u091c\u094b \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 (borrowers) \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0926\u093f\u090f \u0917\u090f \u090b\u0923 \u0930\u093e\u0936\u093f (sanctioned loan amount) \u0938\u0947 \u0939\u093f\u0938\u094d\u0938\u094b\u0902 \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 (withdraw money in portions) \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 (business-related purchases) \u0915\u0947 \u0932\u093f\u090f \u0921\u0947\u092c\u093f\u091f-\u0915\u092e-ATM \u0915\u093e\u0930\u094d\u0921 \u0915\u0940 \u0924\u0930\u0939 \u0915\u093e\u0930\u094d\u092f \u0915\u0930\u0924\u093e \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u090b\u0923 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0914\u0930 \u0935\u093f\u0924\u0930\u093f\u0924 \u0939\u094b\u0928\u0947 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u093e \u0938\u092e\u092f \u0932\u0917\u0924\u093e \u0939\u0948? (How long does it take for the loan to be approved and disbursed?)<\/strong><strong><br><\/strong> \u0906\u0935\u0947\u0926\u0928 \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0926\u093f\u0928 \u0938\u0947 \u0932\u0917\u092d\u0917 7-10 \u0915\u093e\u0930\u094d\u092f \u0926\u093f\u0935\u0938 (working days) \u092e\u0947\u0902 \u090b\u0923 \u092e\u0902\u091c\u0942\u0930\u0940 \u0914\u0930 \u0935\u093f\u0924\u0930\u0923 (approval and disbursal) \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948, \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092f\u0939 \u0906\u0935\u0947\u0926\u0915 \u0915\u0947 \u092a\u094d\u0930\u094b\u092b\u093c\u093e\u0907\u0932, \u090b\u0923 \u0930\u093e\u0936\u093f \u0914\u0930 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u0915\u094d\u092f\u093e \u0936\u0939\u0930\u0940 (urban) \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902? (Can individuals in urban areas apply for the SBI E-Mudra Loan?)<\/strong><strong><br><\/strong> \u0939\u093e\u0901, \u0936\u0939\u0930\u0940 (urban) \u0914\u0930 \u0917\u094d\u0930\u093e\u092e\u0940\u0923 (rural) \u0926\u094b\u0928\u094b\u0902 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<br><\/li>\n\n\n\n<li><strong>\u0915\u094d\u092f\u093e \u092e\u0941\u0926\u094d\u0930\u093e \u090b\u0923 \u092f\u094b\u091c\u0928\u093e (MUDRA loan scheme) \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u094b\u0908 \u0938\u092c\u094d\u0938\u093f\u0921\u0940 (subsidy) \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948? (Is there any subsidy provided under the MUDRA loan scheme?)<\/strong><strong><br><\/strong> \u0928\u0939\u0940\u0902, \u092e\u0941\u0926\u094d\u0930\u093e \u090b\u0923 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0915\u094b\u0908 \u0938\u092c\u094d\u0938\u093f\u0921\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<br><\/li>\n\n\n\n<li><strong>\u092e\u0948\u0902 SBI \u092e\u0941\u0926\u094d\u0930\u093e \u090b\u0923 \u0906\u0935\u0947\u0926\u0928 \u092b\u0949\u0930\u094d\u092e \u0915\u0948\u0938\u0947 \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901? (How can I download the SBI MUDRA loan application form?)<\/strong><strong><br><\/strong> SBI \u092e\u0941\u0926\u094d\u0930\u093e \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0915\u094b \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 SBI \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0938\u0947 \u0906\u0935\u0947\u0926\u0928 \u092b\u0949\u0930\u094d\u092e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u092f\u093e \u0928\u093f\u0915\u091f\u0924\u092e SBI \u0936\u093e\u0916\u093e (nearest SBI branch) \u0938\u0947 \u0938\u0939\u093e\u092f\u0924\u093e \u0932\u0947\u0928\u0940 \u0939\u094b\u0917\u0940\u0964<br><\/li>\n\n\n\n<li><strong>\u0905\u0917\u0930 \u092e\u0947\u0930\u093e \u090b\u0923 \u0906\u0935\u0947\u0926\u0928 \u0905\u0938\u094d\u0935\u0940\u0915\u0943\u0924 (denied) \u0939\u094b \u091c\u093e\u090f \u0924\u094b \u092e\u0941\u091d\u0947 \u0915\u094d\u092f\u093e \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f? (What should I do if my loan application is denied?)<\/strong><strong><br><\/strong> \u092f\u0926\u093f \u0906\u092a\u0915\u093e \u090b\u0923 \u0906\u0935\u0947\u0926\u0928 \u0905\u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a\u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u092f\u0939 \u0905\u0928\u0941\u091a\u093f\u0924 (unjust) \u0925\u093e, \u0924\u094b \u0906\u092a \u092c\u0948\u0902\u0915 \u0915\u0947 \u0909\u091a\u094d\u091a \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 (higher authorities) \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u0915\u094b \u0906\u0917\u0947 \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0902 \u0915\u093f \u090b\u0923 \u0906\u0935\u0947\u0926\u0928 \u0915\u0940 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f (approval) \u092c\u0948\u0902\u0915 \u0915\u0947 \u0935\u093f\u0935\u0947\u0915 (discretion) \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092f\u094b\u0917\u094d\u092f\u0924\u093e (creditworthiness) \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e (financial stability) \u091c\u0948\u0938\u0947 \u0915\u093e\u0930\u0915 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>SBI E-Mudra Loan 50000 \u091b\u094b\u091f\u0947 \u0914\u0930 \u0938\u0942\u0915\u094d\u0937\u094d\u092e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u092e\u093e\u0932\u093f\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092c\u0947\u0939\u0924\u0930\u0940\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u093e\u0927\u093e\u0928 \u0939\u0948\u0964 \u092f\u0939 \u090b\u0923 (loan) \u092a\u094d\u0930\u0927\u093e\u0928\u092e\u0902\u0924\u094d\u0930\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e (PMMY) \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u094b \u092c\u093f\u0928\u093e \u0917\u093f\u0930\u0935\u0940 (collateral) \u0915\u0947 \u0928\u090f \u0909\u0926\u094d\u092f\u092e\u093f\u092f\u094b\u0902 (entrepreneurs) \u0915\u094b \u0905\u092a\u0928\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0936\u0941\u0930\u0942 (kickstart) \u092f\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 (expand) \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0917\u093e\u0907\u0921 \u092e\u0947\u0902, \u0939\u092e \u0938\u0930\u0932<\/p>\n","protected":false},"author":1,"featured_media":4050,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1364,1326,1363],"tags":[1370,1367,1375,1376,1377,1378,1373,1380,1374,1381,1372,1369,1379,1368,1382,1371],"class_list":{"0":"post-3996","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","6":"hentry","7":"category-e-mudra-loan","8":"category-50000-personal-loan","9":"category-sbi-loan","10":"tag-pmmy","11":"tag-sbi----50000","12":"tag-sbi-----","13":"tag-sbi----","15":"tag-sbi---","17":"tag-1380","18":"tag-1374","19":"tag-1381","20":"tag-1372","21":"tag-1369","22":"tag-1379","23":"tag-1368","24":"tag-1382","25":"tag-1371"},"a3_pvc":{"activated":true,"total_views":1018,"today_views":0},"_links":{"self":[{"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/posts\/3996","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/comments?post=3996"}],"version-history":[{"count":2,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/posts\/3996\/revisions"}],"predecessor-version":[{"id":3998,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/posts\/3996\/revisions\/3998"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/media\/4050"}],"wp:attachment":[{"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/media?parent=3996"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/categories?post=3996"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kreditbazar.com\/blog\/wp-json\/wp\/v2\/tags?post=3996"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}